Payday Loans in Smithton, Illinois

Payday Loan Companies in Smithton, IL

Company nameAddressZip codePhone number
Regions Bank 406 N Main St 62285 +1 (618) 744 - 6400

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Smithton, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Dekalb, IL, Payday Loan for Des Plaines, IL, Quick Loan in Downers Grove, IL, No Credit Check Loans in Dundee, IL, Payday Loan Without a Credit Check in Elgin, IL, Payday Loans in Elk Grove Village, IL, Payday Loans in Elmhurst, IL and Online Loans in Evanston, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Smithton, IL.

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Payday Loans Available in Smithton, IL By The Following ZIP Codes:

62285

Are Payday Loans Legal In Smithton, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Smithton, IL payday loan calculator

F.A.Q.

Can I roll over my payday loan in Smithton, Illinois?

Rollovers are not allowed for payday loans in Smithton, Illinois. Borrowers must repay the loan in full by the due date, or make arrangements with the lender to extend the loan term.

Can payday loan lenders in Smithton, Illinois sue me if I default on my loan?

Yes, payday loan lenders in Smithton, Illinois can sue borrowers who default on their loans. However, they are not allowed to use criminal charges or imprisonment as a means of collecting on a debt.

How Many Cash Advance Companies are in Smithton, IL?

With the help of our service, you will be able to find 1 cash advance companies in Smithton, IL

What Cash Advance Companies in Smithton, IL are the most popular?

You should check Regions Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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