Payday Loans in Troy, Illinois

Payday Loan Companies in Troy, IL

Company nameAddressZip codePhone number
1st MidAmerica Credit Union 100 McDonald Dr 62294 +1 (618) 258 - 3168

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Troy, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Tinley Park, IL, Emergency Loan in Urbana, IL, Payday Loan Companies in Waukegan, IL, No Credit Check Loans in Wheaton, IL, Payday Loans in Wheeling, IL, Same Day Loans in Woodridge, IL, Bad Credit Loans in Addison, IL and Online Loans in Algonquin, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Troy, IL.

Beautiful sights of Troy, IL

Payday Loans Available in Troy, IL By The Following ZIP Codes:

62294

Are Payday Loans Legal In Troy, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Troy, IL payday loan calculator

F.A.Q.

How do payday loans work in Troy, Illinois?

To obtain a payday loan in Troy, Illinois, borrowers typically have to provide proof of income, a valid ID, and a checking account. The lender will then advance the borrower a small amount of money, typically up to $1,000, which must be repaid on the borrower's next payday. The loan will typically include fees and interest charges, which can make it expensive to repay.

Are payday loans legal in Troy, Illinois?

Yes, payday loans are legal in Troy, Illinois, but they are subject to certain regulations designed to protect borrowers from predatory lending practices. For example, Illinois law limits the amount of interest and fees that can be charged on payday loans, and it requires lenders to disclose the terms of the loan to the borrower before the loan is made.

How Many Cash Advance Companies are in Troy, IL?

With the help of our service, you will be able to find 1 cash advance companies in Troy, IL

What Cash Advance Companies in Troy, IL are the most popular?

You should check 1st MidAmerica Credit Union. Also, you can start your application online on our website.