Payday Loans in Wilmington, Illinois

Payday Loan Companies in Wilmington, IL

Company nameAddressZip codePhone number
First Midwest Bank 1005 S Water St 60481 +1 (815) 476 - 1700
Grundy Bank 120 S Main St 60481 +1 (815) 476 - 7460
Hughes & Hughes 500 S Water St 60481 +1 (815) 926 - 2369

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wilmington, IL, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Danville, IL, Payday Loans in Decatur, IL, Payday Loans in Dekalb, IL, Payday Loan Companies in Des Plaines, IL, Same Day Loans in Downers Grove, IL, Online Loans in Dundee, IL, Payday Loan Without a Credit Check in Elgin, IL and Payday Loans in Elk Grove Village, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wilmington, IL.

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Payday Loans Available in Wilmington, IL By The Following ZIP Codes:

60481

Are Payday Loans Legal In Wilmington, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Wilmington, IL payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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