Payday Loans in Bryant, Iowa

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No payday loan companies in Bryant, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank of the West 717 8th St, Boone, IA 50036 +1 (515) 432 - 1220
Lee County Bank 801 Ave F, Fort Madison, IA 52627 +1 (319) 372 - 2243
Legacy Asset Management Inc 212 N Buxton St, Indianola, IA 50125 +1 (515) 961 - 2808
Loeschen Tax & Accounting 706 E Central Ave, Estherville, IA 51334 +1 (712) 362 - 2802
Mitchell County Abstract Co 519 Main St, Osage, IA 50461 +1 (641) 732 - 4571
EZPAWN 1626 5th Ave S, Fort Dodge, IA 50501 +1 (515) 576 - 5319
Maquoketa State Bank 3 Elliot St, Preston, IA 52069 +1 (563) 689 - 3535
Grinnell State Bank 814 4th Ave, Grinnell, IA 50112 +1 (641) 236 - 3174
MidWestOne Bank 4510 Prairie Pkwy, Cedar Falls, IA 50613 +1 (319) 277 - 2500
Walmart Money Center 103 E Carlisle St, Maquoketa, IA 52060 +1 (563) 652 - 6703

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bryant, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ames, IA, Payday Loan Companies in Ankeny, IA, Emergency Loan in Bettendorf, IA, Online Loans in Cedar Falls, IA, Emergency Loan in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, Payday Loans in Davenport, IA and Payday Loan Companies in Des Moines, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bryant, IA.

Are Payday Loans Legal In Bryant, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Bryant, IA payday loan calculator

Payday loans are a popular financial solution for people who need quick cash to cover unexpected expenses or emergency situations. In Bryant, Iowa, payday loans are legal, and if you’re considering taking one out, it’s important to understand the benefits and risks.

What is a Payday Loan?

A payday loan is a type of short-term loan designed to help you bridge the gap between paychecks. Typically, you borrow a small amount of money, and you have to pay it back with interest and fees on your next payday. The amount you can borrow varies depending on the lender and your income level, but payday loans usually range from $100 to $1,000.

The Benefits of Payday Loans

One of the biggest benefits of payday loans is that they’re easy to obtain. Unlike traditional loans, you don’t need a good credit score to qualify for a payday loan. Instead, you just need to prove that you have a steady source of income, a bank account, and a valid ID.

Another benefit of payday loans is that they’re fast. Most lenders can approve your application within minutes, and you can receive the funds within one business day. This can be a lifesaver if you have an urgent bill to pay or a financial emergency.

The Risks of Payday Loans

While payday loans can provide quick access to cash, they also come with some risks. One of the biggest risks is the high interest rates and fees. Payday loans usually have an annual percentage rate (APR) of around 400%, which is much higher than traditional loans.

Another risk is that payday loans can trap you in a cycle of debt. If you can’t pay back the loan on time, you may be charged additional fees and interest, which can make it even harder to pay off the loan. This can lead to a cycle of borrowing and debt that can be difficult to escape.

The Application Process

If you’re considering taking out a payday loan in Bryant, Iowa, the application process is simple. You can apply online or in person at a lender’s physical location.

When applying, you’ll need to provide some basic information, including your name, address, employment information, and bank account details. The lender will also ask for a postdated check or authorization to withdraw the funds from your account on the due date.

Interesting Facts and Statistics

  • Payday loans are legal in 37 states, including Iowa.
  • The average APR for a payday loan in Iowa is 332%.
  • In Iowa, the maximum loan amount is $500, and the maximum fee is $15 for the first $100 borrowed.
  • According to a 2016 report from the Consumer Financial Protection Bureau, the average payday loan borrower in Iowa takes out 12 loans per year.

Apply Now

If you need a payday loan in Bryant, Iowa, TheGuaranteedLoans can help. We’re a connector service that works with a network of trusted lenders to help you find the right loan for your needs.

To get started, simply fill out our online application form. We’ll ask for some basic information, including your name, address, employment status, and income level. Once we receive your application, we’ll connect you with potential lenders who may be able to offer you a loan.

Remember, TheGuaranteedLoans is not a direct lender, and we don’t make lending decisions. Instead, we’re here to help you find the right loan for your needs. If you have any questions about the application process or our services, don’t hesitate to contact us.

F.A.Q.

Can I get a payday loan if I have bad credit in Bryant, Iowa?

Yes, you can get a payday loan if you have bad credit in Bryant, Iowa. Payday lenders typically do not conduct a traditional credit check and base their decision on your income and ability to repay the loan.

How do I apply for a payday loan in Bryant, Iowa?

To apply for a payday loan in Bryant, Iowa, you can visit a storefront lender or apply online. You will need to provide proof of income, a valid government-issued ID, and a checking account in good standing.