Payday Loans in Conesville, Iowa

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No payday loan companies in Conesville, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Pocahontas Abstract Company 232 N Main St, Pocahontas, IA 50574 +1 (712) 335 - 3670
River Community Credit Union 644 W 2nd St, Ottumwa, IA 52501 +1 (641) 684 - 6302
First Citizens Bank 119 N Akir St, Latimer, IA 50452 +1 (641) 579 - 6240
South Ottumwa Savings Bank 101 Main St, Hedrick, IA 52563 +1 (641) 653 - 4422
LPL Financial 105 Valley St, Burlington, IA 52601 +1 (319) 754 - 1137
Iowa State Bank 419 Main St, Lake View, IA 51450 +1 (712) 657 - 2721
Farm Credit Services of America 1525 Boyson Rd, Hiawatha, IA 52233 +1 (319) 364 - 0151
Commercial Service of Perry 408 12th St, Perry, IA 50220 +1 (515) 465 - 5817
Payday Express 1404 Hamilton Blvd, Sioux City, IA 51103 +1 (712) 252 - 1652
First State Bank 3031 5th Ave S, Fort Dodge, IA 50501 +1 (515) 573 - 5150

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Conesville, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for West Des Moines, IA, Payday Loans in Ames, IA, Payday Loan Companies in Ankeny, IA, Payday Loans in Bettendorf, IA, Guaranteed Loans in Cedar Falls, IA, No Credit Check Loans in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA and 24-Hour Loan in Davenport, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Conesville, IA.

Payday Loans Available in Conesville, IA By The Following ZIP Codes:

52739

Are Payday Loans Legal In Conesville, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Conesville, IA payday loan calculator

Payday Loans in Conesville, Iowa

Payday loans are a type of short-term loan that can help you overcome unexpected financial emergencies. They are designed to help you get cash quickly with the agreement to pay it back, often with interest, on your next payday.

In Iowa, payday loans are legal. However, there are certain regulations in place to protect consumers from predatory lending practices.

How do Payday loans work in Conesville, Iowa?

If you need a payday loan in Conesville, Iowa, here’s how the process works:

  • You fill out an online application or visit a storefront lender.
  • You provide proof of income, such as a paycheck or bank statement.
  • You provide proof of identity, such as a driver’s license or other government-issued ID.
  • You agree to the terms of the loan and sign a contract.
  • You receive the cash and will typically have to pay it back, with interest, by your next payday.

It’s important to note that the interest rates on payday loans in Conesville, Iowa, can be high. The state allows lenders to charge up to $15 for every $100 borrowed. This means that if you borrow $500, you could owe up to $75 in interest and fees.

Regulations in Conesville, Iowa

As mentioned above, Iowa has specific regulations in place to protect consumers who use payday loans. For example, lenders cannot lend you more than $500 at a time, and the loan term cannot be longer than 31 days.

Additionally, lenders in Iowa must be licensed and are required to provide you with a written contract that outlines the terms of the loan. This contract must include information like the finance charge, the annual percentage rate (APR), and any other fees associated with the loan.

It’s important to read the contract carefully and make sure you understand the terms before signing anything. This will help you avoid any surprises and ensure that you can repay the loan as agreed.

Apply Now

If you need a payday loan in Conesville, Iowa, TheGuaranteedLoans can help. We are a connector service that can help you find a lender that meets your needs. The process is fast and easy – simply fill out our online application and we will connect you with potential lenders in your area.

It’s important to note that while we are not a direct lender, we work with reputable lenders who adhere to industry regulations and best practices. We take your privacy and security seriously and will only share your information with lenders who are authorized to lend in your state.

Interesting Facts and Statistics about Payday loans in Conesville, Iowa

  • Payday lending in Iowa declined from $1.98 billion in 2006 to $1.09 billion in 2015.
  • The average annual percentage rate (APR) for a payday loan in Iowa is 297%, one of the highest rates in the country.
  • The majority of payday loan borrowers in Iowa are low-income and have limited access to other types of credit.
  • Many payday loan borrowers in Iowa end up borrowing repeatedly, often becoming trapped in a cycle of debt.

Conclusion

Payday loans can be a helpful tool to overcome unexpected financial emergencies. However, it’s important to understand the risks associated with these loans and make sure you can repay the loan as agreed.

If you are considering a payday loan in Conesville, Iowa, make sure you choose a reputable lender and read the contract carefully. If you have any questions or concerns, TheGuaranteedLoans is here to help. Apply now and let us help you find the loan you need.

F.A.Q.

Can a payday loan lender in Conesville, Iowa charge a fee for a bounced check or declined automatic payment?

Yes, a payday loan lender in Conesville, Iowa can charge a fee for a bounced check or declined automatic payment. The exact fee will vary by lender, so it is important for borrowers to carefully read and understand their loan agreement before signing.

Can a borrower in Conesville, Iowa be charged a fee for extending or renewing a payday loan?

Yes, a borrower in Conesville, Iowa can be charged a fee for extending or renewing a payday loan. The exact fee will vary by lender, so it is important for borrowers to carefully read and understand their loan agreement before signing.