Payday Loans in Exline, Iowa

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No payday loan companies in Exline, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Mincer Ford, Inc. 23572 IA-92, Columbus Junction, IA 52738 +1 (319) 728 - 2249
Security State Bank 305 W Grand Ave, Paullina, IA 51046 +1 (712) 949 - 3932
First State Bank 183 Main Ave N, Britt, IA 50423 +1 (641) 843 - 4411
Hometown Cash Advance 219 Edgewood Rd NW, Cedar Rapids, IA 52405 +1 (319) 390 - 5300
Allied Pawn Loans & Jewelry Pawn Shop Dubuque Iowa Buy & Sell Gold, Silver, Diamonds, Jewelry, Coins, Bullion, Watches, Guitars, Handbags, Tools, Electronics, Sports Equipment 2013 Central Ave 900, Dubuque, IA 52001 +1 (563) 583 - 5187
Peoples National Bank 1204 E Locust St, Carter Lake, IA 51510 +1 (712) 347 - 6070
Fast Cash Express Tax Place 137 Colorado St, Muscatine, IA 52761 +1 (563) 288 - 9554
Great Western Bank 111 N Main St, Leon, IA 50144 +1 (641) 446 - 4841
MEMBERS1st Community Credit Union 1815 Washington Ave, Iowa Falls, IA 50126 +1 (800) 245 - 6199
Legacy Financial Services 1200 W 18th St 1, Spencer, IA 51301 +1 (712) 580 - 5432

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Exline, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Marion, IA, Quick Loan in Sioux City, IA, Payday Loans in Urbandale, IA, Payday Loans in Waterloo, IA, Short-term Loans in West Des Moines, IA, Payday Loans in Ames, IA, Payday Loans in Ankeny, IA and Emergency Loan in Bettendorf, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Exline, IA.

Payday Loans Available in Exline, IA By The Following ZIP Codes:

52555

Are Payday Loans Legal In Exline, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Exline, IA payday loan calculator

Payday Loans in Exline, Iowa: Everything You Need to Know

Are you in need of some extra cash to cover unforeseen expenses? If so, you may be considering taking out a payday loan. Payday loans can provide borrowers with quick access to funds, but it’s important to understand the terms and regulations of these loans before signing up for one.

What are payday loans?

Payday loans are short-term loans designed to help people get through a financial emergency. They are also commonly known as cash advance loans, paycheck loans, or payday advances. These loans typically have a repayment term of two weeks and are meant to be paid back in full when the borrower receives their next paycheck.

How do payday loans work in Exline, Iowa?

Payday loans are legal in Iowa, and lenders in Exline are required to abide by certain regulations to ensure borrower protection. In Iowa, borrowers can receive loans of up to $500, with a maximum finance charge of $15 for every $100 borrowed for the first $100, and an additional $10 for every $100 borrowed after that. This means that if you borrow $200, you can expect to pay a finance charge of $25.

It’s important to note that payday loans in Iowa cannot be rolled over or renewed, and lenders cannot charge a fee for extending the loan. Additionally, lenders are required to provide a written agreement that outlines the terms and conditions of the loan, including the finance charge and annual percentage rate (APR). Borrowers should read this agreement thoroughly before signing up for a loan.

What are the requirements for getting a payday loan in Exline, Iowa?

To qualify for a payday loan in Exline, you must be at least 18 years old, have a regular income, and provide proof of identification and a checking account. Some lenders may also require you to provide a post-dated check for the amount of the loan, including the finance charge.

What are the benefits and risks of payday loans?

Payday loans can provide quick access to cash for those in need, but they also come with risks. The main benefit of payday loans is that they can help borrowers cover unexpected expenses, such as car repairs or medical bills. However, the finance charges and APR associated with these loans can be high, making them expensive if not paid off in a timely manner.

Additionally, taking out a payday loan can lead to a cycle of debt. Borrowers who are unable to pay back the loan in full may choose to roll it over, incurring additional finance charges and fees. This can result in a never-ending cycle of debt and financial hardship.

Interesting facts and statistics about payday loans in Exline, Iowa

  • In Iowa, the average payday loan amount is $273
  • The average finance charge for a $100 payday loan is $16.11
  • In 2020, Iowa residents borrowed $4.8 million in payday loans

Apply Now

If you’re in need of a payday loan in Exline, Iowa, TheGuaranteedLoans can help. We are a connector service that can help you find a lender who can provide you with the funds you need. Our application process is quick and easy, and we work with lenders who adhere to Iowa’s regulations for payday loans.

Please note that TheGuaranteedLoans is not a direct lender and does not provide loans directly. We are a connector service that will help you find a lender who can provide you with a loan.

Remember, payday loans should be used as a last resort and only for emergency situations. Borrowers should always read the terms and conditions of a loan before signing up for one, and should work on improving their financial situation to avoid relying on payday loans in the future.

F.A.Q.

What is a payday loan in Exline, Iowa?

A payday loan is a short-term, high-interest loan that is intended to be repaid on the borrower's next payday.

How do I qualify for a payday loan in Exline, Iowa?

To qualify for a payday loan in Exline, Iowa, you must be at least 18 years old, have a regular source of income, and have an active checking account.