Payday Loans in Gillett Grove, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Gillett Grove, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
TIAA Financial Services 515 Main St, Cedar Falls, IA 50613 +1 (866) 842 - 2977
LattaHarris, LLP 1201 North Ave, Tipton, IA 52772 +1 (563) 886 - 2187
Security Savings Bank 320 Garfield Ave 5000, Farnhamville, IA 50538 +1 (515) 544 - 3281
Thrivent Financial-Stensland/Truesdell/Fopma/Severson 619 Elm Ave 4, Story City, IA 50248 +1 (515) 733 - 0739
Wells Fargo Bank 3065 Kimball Ave, Waterloo, IA 50702 +1 (319) 235 - 4885
Walmart Money Center 1111 Holton Dr, Le Mars, IA 51031
Legacy Financial Services 1200 W 18th St 1, Spencer, IA 51301 +1 (712) 580 - 5432
Carroll Credit Inc 205 W 4th St, Carroll, IA 51401 +1 (712) 792 - 1969
Select One Pawn 16 6th St SW, Mason City, IA 50401 +1 (641) 583 - 2475
Thein's Auto 3407 Lafayette Rd B, Evansdale, IA 50707 +1 (319) 236 - 7727

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gillett Grove, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cedar Rapids, IA, Online Loans in Council Bluffs, IA, Payday Loans in Davenport, IA, Payday Loans in Des Moines, IA, Payday Loans in Dubuque, IA, Guaranteed Loans in Iowa City, IA, Payday Loans in Marion, IA and Quick Loan in Sioux City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gillett Grove, IA.

Beautiful sights of Gillett Grove, IA

Payday Loans Available in Gillett Grove, IA By The Following ZIP Codes:

51341

Are Payday Loans Legal In Gillett Grove, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Gillett Grove, IA payday loan calculator

Payday Loans in Gillett Grove, Iowa: What You Need to Know

Payday loans are a type of short-term loan that can be an option for those who may need quick access to cash. These loans are often advertised as a way to bridge the gap between paychecks or cover unexpected expenses.

In Gillett Grove, Iowa payday loans are legal and regulated by state law. However, before taking out a payday loan, it’s important to understand the terms and conditions of the loan as well as the potential risks and alternatives.

How Payday Loans Work in Gillett Grove, Iowa

Payday loans in Gillett Grove, Iowa typically range from $100 to $500, with a maximum loan term of 31 days. Borrowers must provide their personal and employment information, such as proof of income and a valid ID, to apply for a payday loan.

The lender will then evaluate the application and determine if the borrower meets the eligibility criteria. If approved, the borrower agrees to repay the loan amount plus any fees and interest on their next payday, typically within a few weeks.

It’s important to note that in Iowa, lenders cannot charge more than $15 for every $100 borrowed, and the annual percentage rate (APR) cannot exceed 433%. However, borrowers should carefully read the terms of the loan agreement and fully understand the fees and charges before signing.

Risks of Payday Loans

While payday loans can be a quick source of cash for those in need, there are several potential risks to consider:

  • High Interest Rates: Payday loans typically carry high interest rates and fees compared to other types of loans.
  • Short Repayment Period: Borrowers are required to repay the loan within a short period, which can be difficult for those who are already struggling to make ends meet.
  • Cycle of Debt: Many borrowers may find themselves stuck in a cycle of renewing their payday loans due to the high interest rates and fees, leading to long-term debt and financial hardship.

Before taking out a payday loan, borrowers should carefully evaluate their financial situation and consider alternative options, such as personal loans, credit cards, or asking for help from friends and family.

Interesting Facts and Statistics About Payday Loans in Gillett Grove, Iowa

  • In Iowa, the average payday loan is $341, with an average fee of $56.
  • Over 90% of payday loans in Iowa are renewed or rolled over in some way.
  • The number of payday loan storefronts in Iowa has decreased from 232 in 2015 to 208 in 2019.

Apply Now

If you’re considering a payday loan in Gillett Grove, Iowa, you can apply now through TheGuaranteedLoans. We are a connector service that works with a network of reputable lenders to help you find the loan that’s right for you.

Simply fill out our online application and we will connect you with potential lenders who may be able to offer you a payday loan. Remember, TheGuaranteedLoans is not a direct lender and does not provide loans itself. We are here to connect you with lenders who can provide financing that meets your needs.

Conclusion

Payday loans in Gillett Grove, Iowa can be a source of quick cash, but they come with risks and should be carefully considered before applying. At TheGuaranteedLoans, we aim to provide the information and resources you need to make informed decisions about your finances.

Remember to always read the terms and conditions of any loan agreement before signing, and never borrow more than you can afford to repay.

F.A.Q.

Can I have more than one payday loan at a time in Gillett Grove, Iowa?

Yes, you can have more than one payday loan at a time in Gillett Grove, Iowa. However, the total amount borrowed cannot exceed $500.

Can I be sued or have my wages garnished if I default on a payday loan in Gillett Grove, Iowa?

Yes, if you default on a payday loan in Gillett Grove, Iowa, the lender may take legal action against you, including suing you or garnishing your wages.