Payday Loans in Hartford, Iowa

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No payday loan companies in Hartford, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check `n Go 3005 1st Ave S, Fort Dodge, IA 50501 +1 (515) 604 - 8482
Creative Planning, Inc 2728 Asbury Rd, Dubuque, IA 52001 +1 (866) 909 - 5148
Peoples State Bank - Motor Branch 217 S Main St, Albia, IA 52531 +1 (641) 932 - 7887
Nishna Valley Credit Union 205 E Taylor St, Creston, IA 50801 +1 (641) 782 - 6080
Great Western Bank 610 4th St, Sully, IA 50251 +1 (641) 594 - 4400
Dupaco Community Credit Union 1200 W Main St, Manchester, IA 52057 +1 (563) 927 - 6187
Iowa State Bank 301 Plymouth St, Le Mars, IA 51031 +1 (712) 541 - 6575
Salvador's Emporium 720 14th St, Fort Madison, IA 52627 +1 (319) 572 - 0191
Fidelity Bank & Trust 102 Bierman Rd, Epworth, IA 52045 +1 (563) 876 - 9090
Hometown Cash Advance 2007 S Center St Ste B, Marshalltown, IA 50158 +1 (641) 844 - 1100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hartford, IA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Dubuque, IA, No Credit Check Loans in Iowa City, IA, Payday Loans in Marion, IA, Payday Loans in Sioux City, IA, Payday Loan Companies in Urbandale, IA, Payday Loans in Waterloo, IA, Payday Loans in West Des Moines, IA and Payday Loans in Ames, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hartford, IA.

Beautiful sights of Hartford, IA

Payday Loans Available in Hartford, IA By The Following ZIP Codes:

50118

Are Payday Loans Legal In Hartford, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Hartford, IA payday loan calculator

Understanding Payday Loans in Hartford, Iowa

When unexpected financial emergencies arise, one of the options that you may consider is a payday loan. These loans provide consumers with a short-term source of funding to help get them through tough times. With that said, if you’re in Hartford, Iowa, what do you need to know about payday loans and how do they work?

How Payday Loans Work

A payday loan is a small dollar, short-term loan that is typically repaid on the borrower’s next payday. In Hartford, Iowa, payday loans are legal and can be obtained from licensed lenders operating in the state. The loan amount can range from $100 to $500 or more, and the repayment terms usually range from 2 weeks to 1 month.

When you apply for a payday loan, the lender will review your application and assess your financial situation to determine whether you qualify for a loan. If you’re approved, you’ll receive the loan amount in cash or directly deposited into your bank account, depending on the lender’s policies. The lender will also specify the loan’s terms, including interest rates, fees, and repayment dates. It is important to read and understand these terms before agreeing to the loan to avoid any surprises.

Benefits of Payday Loans

  • Fast and convenient application process
  • Access to immediate funding to help with financial emergencies
  • No credit check required
  • Available to individuals with a poor credit score

Risks of Payday Loans

  • High fees and interest rates
  • Short repayment terms that may not be feasible for some borrowers
  • Rollovers and extensions can lead to further debt and financial stress
  • May lead to a debt trap if not used responsibly

Interesting Facts about Payday Loans in Hartford, Iowa

  • In Iowa, the maximum payday loan amount is $500 or up to 50% of the borrower’s monthly income, whichever is less.
  • The maximum finance charge on a payday loan in Iowa is $15 for every $100 borrowed for the first $100, and $10 for every additional $100 borrowed.
  • The average APR for a payday loan in Iowa is 300%.

Apply Now

If you’re in need of emergency cash in Hartford, Iowa, TheGuaranteedLoans can help you connect with potential lenders that can provide you with a payday loan. It’s important to remember, however, that we are not a direct lender but we facilitate the connection with lenders who offer payday loans. To apply, simply fill out our online application and we’ll match you with lenders based on your qualifications. Apply now and get access to the emergency cash you need.

F.A.Q.

What are the consequences of taking out multiple payday loans in Hartford, Iowa?

Taking out multiple payday loans in Hartford, Iowa can be financially risky and lead to a cycle of debt. If you are unable to repay your loans on time, the fees and interest can quickly add up, making it difficult to break the cycle.

Can I be sued for not paying back a payday loan in Hartford, Iowa?

Yes, you can be sued for not paying back a payday loan in Hartford, Iowa. If you default on your loan, the lender may file a lawsuit against you to recover the outstanding debt.