Payday Loans in Ladora, Iowa

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No payday loan companies in Ladora, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Money & More 1025 S Riverside Dr, Iowa City, IA 52246 +1 (319) 358 - 1163
Check `n Go 2313 Logan Ave, Waterloo, IA 50703 +1 (319) 327 - 5366
First Security 412 Chickasaw St, Rudd, IA 50471 +1 (641) 395 - 2266
Farm Credit Services of America 1621 11th St, DeWitt, IA 52742 +1 (563) 659 - 5141
Great Western Bank 100 N 1st St, Carlisle, IA 50047 +1 (515) 989 - 3255
Luana Savings Bank 22 W Main St, New Hampton, IA 50659 +1 (641) 394 - 2116
Western Union 2400 2nd Ave, Muscatine, IA 52761 +1 (563) 264 - 2420
Collins Community Credit Union 1755 1st Ave SE, Cedar Rapids, IA 52402 +1 (800) 475 - 1150
Ohnward Bank & Trust 332 1st Ave W, Cascade, IA 52033 +1 (563) 852 - 7696
TruBank 302 S Market St, Oskaloosa, IA 52577 +1 (641) 673 - 8405

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ladora, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Urbandale, IA, Payday Loans in Waterloo, IA, No Credit Check Loans in West Des Moines, IA, Emergency Loan in Ames, IA, Payday Loans in Ankeny, IA, Payday Loan for Bettendorf, IA, Guaranteed Loans in Cedar Falls, IA and No Credit Check Loans in Cedar Rapids, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ladora, IA.

Beautiful sights of Ladora, IA

Payday Loans Available in Ladora, IA By The Following ZIP Codes:

52251

Are Payday Loans Legal In Ladora, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Ladora, IA payday loan calculator

Payday Loans in Ladora, Iowa

Are you in a financial tight spot and need some quick cash? Payday loans in Ladora, Iowa, might be a solution. While they may offer a short-term fix to your financial needs, it’s important to understand the implications of taking on this kind of loan.

What Are Payday Loans?

Payday loans are short-term loans, typically due on your next payday. They are designed to help people who are in need of quick cash, but they come with high-interest rates and fees. In Iowa, payday loans can be up to $500, and they can have a maximum term of 31 days.

It’s important to note that payday loans are legal in Iowa, but they are heavily regulated. The Iowa Division of Banking regulates payday lenders and requires that they be licensed to operate in the state.

The Pros and Cons of Payday Loans

Like any type of loan, payday loans have both pros and cons. Here are some of the benefits and drawbacks of payday loans in Ladora, Iowa.

Pros:

  • Quick cash
  • No credit check required
  • Easy application process
  • Can be used for any purpose
  • Available to people with bad credit

Cons:

  • High-interest rates and fees
  • The potential for a cycle of debt
  • Can negatively impact your credit score
  • Not a long-term solution to financial problems

Apply Now

If you’re interested in applying for a payday loan in Ladora, Iowa, you can fill out an application on our website. TheGuaranteedLoans is a connector service that will help you connect with potential lenders. It’s important to remember that we are not a direct lender, and we do not make any lending decisions. We are a connector service that can help you get the cash you need.

Interesting Facts or Statistics about Payday Loans in Ladora, Iowa

  • In Ladora, Iowa, payday loans are legal and heavily regulated by the Iowa Division of Banking.
  • The average payday loan in Iowa is $273, and the average APR is 286%.
  • In Iowa, payday lenders are required to disclose the cost of the loan in writing before you sign for the loan.
  • Payday lenders in Iowa cannot charge more than $15 for every $100 borrowed.
  • The maximum term for a payday loan in Iowa is 31 days.

The Bottom Line

Payday loans can offer a quick fix for your financial troubles, but they come with high-interest rates and fees. It’s important to understand the implications of taking on this kind of loan and to only borrow what you can afford to pay back.

If you’re struggling financially, there are other resources available, such as local non-profits, credit counseling services, and government assistance programs.

Always do your research and understand the terms and conditions of any loan you take out. And remember, TheGuaranteedLoans is here to help connect you with potential lenders, but we’re not a direct lender. We’ll work hard to get you the cash you need, but it’s up to you to make responsible financial decisions.

Apply now for a payday loan in Ladora, Iowa, and get the funds you need to make ends meet.

F.A.Q.

Are there any alternatives to payday loans in Ladora, Iowa?

Yes, there are alternatives to payday loans in Ladora, Iowa, such as small personal loans from banks or credit unions, or assistance from social service agencies.

Is there any regulation of payday loans in Ladora, Iowa?

Yes, payday lending is regulated by the Iowa Division of Banking, which sets maximum interest rates and fees, and requires lenders to disclose all terms and conditions of the loan to the borrower.