Payday Loans in Lorimor, Iowa

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No payday loan companies in Lorimor, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank Iowa - Denison 1108 Broadway, Denison, IA 51442 +1 (712) 263 - 9361
Raymond James Financial Services 100 E Railroad St, Afton, IA 50830 +1 (641) 347 - 8423
BakerStarrett LLP 808 Commercial St, Grinnell, IA 50112 +1 (641) 236 - 8083
EZPAWN 920 La Porte Rd, Waterloo, IA 50702 +1 (319) 287 - 5959
EZPAWN 1801 Hamilton Blvd, Sioux City, IA 51104 +1 (712) 277 - 8169
Wilon Wealth Management 414 W Main St, Sac City, IA 50583 +1 (712) 662 - 3866
Savings Bank 185 S Green Ave, Primghar, IA 51245 +1 (712) 957 - 6815
Cobalt Credit Union 1404 Broadway, Denison, IA 51442 +1 (712) 263 - 5605
Walmart Money Center 2014 Kittyhawk Ave, Carroll, IA 51401 +1 (712) 792 - 2280
Peoples Abstract & Title 121 N 13th St, Centerville, IA 52544 +1 (641) 856 - 6991

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lorimor, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Urbandale, IA, Same Day Loans in Waterloo, IA, Payday Loans in West Des Moines, IA, Payday Loans in Ames, IA, Payday Loan for Ankeny, IA, Payday Loan for Bettendorf, IA, Bad Credit Loans in Cedar Falls, IA and No Credit Check Loans in Cedar Rapids, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lorimor, IA.

Payday Loans Available in Lorimor, IA By The Following ZIP Codes:

50149

Are Payday Loans Legal In Lorimor, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Lorimor, IA payday loan calculator

What You Need to Know About Payday Loans in Lorimor, Iowa

Life is full of ups and downs. Sometimes, there may be situations when you need quick cash to tide you over until your next payday. Maybe your car broke down, and you need it fixed urgently, or you have to pay a medical bill that can’t wait. These are situations that a payday loan can help you with. In Iowa, payday loans are legal and are regulated by the state.

How Do Payday Loans in Iowa Work?

A payday loan in Iowa is a short-term loan that typically falls between $100 and $500. To qualify for a loan, you will need to have a steady income and a checking account. The process of getting a payday loan is relatively quick and easy. You fill out an application form, and if approved, the lender will give you the money you need. The loan term is usually between 7 and 31 days, and the interest rates and fees are regulated by the Iowa Division of Banking.

What Are the Benefits of Payday Loans in Lorimor, Iowa?

Payday loans can help you out in emergencies and provide you with quick cash. These loans are quite easy to obtain, and you don’t have to go through a long approval process. If you have a poor credit score, you can still apply for a payday loan because most lenders do not perform a credit check. Payday loans in Iowa are also regulated by the state, which ensures that you are protected when you borrow money.

What Are the Risks of Payday Loans in Lorimor, Iowa?

Payday loans may seem like an easy way to get quick cash, but they come with risks. The interest rates and fees associated with payday loans are much higher than those of other loans. If you are unable to pay back your loan on time, you may incur additional fees and interest, which could lead to a cycle of debt. It’s important to read the terms and conditions of a loan carefully before taking it out, and to make sure that you understand the interest rates and fees involved.

Interesting Facts About Payday Loans in Lorimor, Iowa

  • The maximum loan amount that you can borrow is $500
  • The maximum loan term is 31 days
  • Iowa allows lenders to charge a maximum of $15 on the first $100 loaned, and $10 on each subsequent $100 up to $500
  • Lenders can charge up to $15 for a returned check or electronic payment
  • Iowa law prohibits lenders from rolling over loans or extending credit to borrowers who have outstanding loans with them

Source: Iowa Division of Banking

Apply Now

TheGuaranteedLoans is a connector service that can help you find a lender that matches your needs. Our application process is simple and straightforward. Fill out our online application form, and we will match you with potential lenders who will review your application. Remember, we are not a direct lender, and we do not make credit decisions. If you are approved by a lender, the money will be deposited into your checking account as soon as the next business day. We encourage you to read the terms and conditions of any loan carefully before accepting it.

Don’t wait until your next payday to take care of emergencies. Apply now, and get the cash you need today.

F.A.Q.

Are there any alternatives to payday loans in Lorimor, Iowa?

Yes, there are alternatives to payday loans in Lorimor, Iowa, such as small personal loans from banks or credit unions, or assistance from social service agencies.

Is there any regulation of payday loans in Lorimor, Iowa?

Yes, payday lending is regulated by the Iowa Division of Banking, which sets maximum interest rates and fees, and requires lenders to disclose all terms and conditions of the loan to the borrower.