Payday Loans in Mineola, Iowa

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No payday loan companies in Mineola, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Quick America 2613 University Ave 2, Dubuque, IA 52001 +1 (563) 582 - 0011
Webster County Abstract Company 628 Central Ave, Fort Dodge, IA 50501 +1 (515) 573 - 3341
Advance America 2600 Dodge St c, Dubuque, IA 52003 +1 (563) 582 - 0625
Carroll Credit Inc 205 W 4th St, Carroll, IA 51401 +1 (712) 792 - 1969
Bank Iowa - Villisca 300 S 3rd Ave, Villisca, IA 50864 +1 (712) 826 - 2562
Family Credit Union, The 720 1st Ave, Perry, IA 50220 +1 (563) 388 - 8328
Lee County Bank 504 Ave D, West Point, IA 52656 +1 (319) 837 - 6262
Check `n Go 2162 E Kimberly Rd, Davenport, IA 52807 +1 (563) 275 - 3993
Payday Express 1404 Hamilton Blvd, Sioux City, IA 51103 +1 (712) 252 - 1652
Rescare 1302 Evelyn St, Perry, IA 50220 +1 (515) 465 - 3997

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mineola, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Waterloo, IA, No Credit Check Loans in West Des Moines, IA, Payday Loan Companies in Ames, IA, Payday Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, Quick Loan in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA and Payday Loan Without a Credit Check in Council Bluffs, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mineola, IA.

Beautiful sights of Mineola, IA

Payday Loans Available in Mineola, IA By The Following ZIP Codes:

51554

Are Payday Loans Legal In Mineola, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Mineola, IA payday loan calculator

Payday Loans in Mineola, Iowa: A Comprehensive Guide

Payday loans are a quick source of financial relief for those who require immediate funds. However, it’s important to note that not all states allow these types of loans to be legal. In the state of Iowa, however, payday loans are legal, and Mineola is one location where these loans can be accessed.

What Are Payday Loans?

Payday loans are a type of short-term borrowing that usually has high-interest rates. These loans are typically for small amounts and must be repaid within a few weeks or months. Post-dated checks or electronic access to a borrower’s bank account are used as collateral, and the loan amount is usually based on the borrower’s income and credit history. These loans can quickly spiral into overwhelming debt if not managed carefully.

How to Get a Payday Loan in Mineola, Iowa?

If you live in Mineola, Iowa, and need a payday loan, you can find several payday lenders in the area. These lenders may operate online or have a physical location where you can apply for a loan. Before applying, make sure you meet the requirements needed by the lender, including your age (must be over 18 years), ID proofs, address, income proof, and bank account details.

Additionally, be aware of the interest rates and any associated fees. Make sure you understand the loan agreement before signing it and don’t hesitate to ask any questions.

Benefits and Risks of Payday Loans

Payday loans in Mineola, Iowa and other states have both benefits and risks.

Benefits:

  • Quick cash for emergency situations
  • Minimal documentation requirements
  • Access to funds even with poor credit

Risks:

  • High interest rates (up to 400% APR typically in Iowa)
  • Potential for getting caught in a debt cycle
  • Legal consequences for defaulting on the loan

Why Choose TheGuaranteedLoans for Payday Loans in Mineola, Iowa?

At TheGuaranteedLoans, we connect borrowers with potential lenders who offer payday loans in Mineola, Iowa. The process is quick and easy to understand, with minimal documentation requirements.

While we are not a direct lender, we offer a reliable and transparent service. Our focus is to connect borrowers with lenders that best suit their needs. We take customer satisfaction seriously and ensure that we work towards providing the best possible lender options to meet your financial requirements.

Interesting Facts and Statistics about Payday Loans in Mineola, Iowa

  • Iowa has approximately 222 payday loan storefronts with an average of 12 loans per borrower per year, totaling $307 million in loans annually.
  • The average loan amount in Iowa is $341.
  • The maximum loan term in Iowa is 31 days.

Apply Now

If you’re looking for a payday loan in Mineola, Iowa, fill out our online application form and let TheGuaranteedLoans do the work for you. Our process is easy to understand and transparent. Remember, we are a connector service and not a direct lender. We save you the hassle of searching for a lender, we do it for you!

Apply now and let us help you find the payday loan that best suits your needs.

F.A.Q.

Can a payday loan lender in Mineola, Iowa charge a penalty for early repayment of the loan?

No, a payday loan lender in Mineola, Iowa cannot charge a penalty for early repayment of the loan. In fact, borrowers are encouraged to pay off their loans as soon as possible to avoid high interest charges.

Is there a minimum loan term for payday loans in Mineola, Iowa?

Yes, the minimum loan term for payday loans in Mineola, Iowa is 14 days. However, lenders can offer longer loan terms if they choose to do so.