Payday Loans in Readlyn, Iowa

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No payday loan companies in Readlyn, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Iowa State Savings Bank 222 E Robinson St, Knoxville, IA 50138 +1 (641) 828 - 8000
Walmart Money Center 705 S Fremont St, Shenandoah, IA 51601
First Trust & Savings Bank 104 1st Ave, Donahue, IA 52746 +1 (563) 282 - 9800
M&T Bank 43 Albany St, Manning, IA 51455
F&M Bank & Trust 109 W Mt Pleasant St, West Burlington, IA 52655
Check `n Go 3424 Merle Hay Rd, Des Moines, IA 50310 +1 (515) 334 - 0044
Clinton National Bank 329 Ferry Rd, Miles, IA 52064 +1 (563) 682 - 7777
Palo Savings Bank 2801 Hollenbeck Rd, Palo, IA 52324 +1 (319) 851 - 2241
Union State Bank 214 S 1st St, Greenfield, IA 50849 +1 (641) 343 - 7310
First Security 201 W Main Ave, Rockford, IA 50468 +1 (641) 756 - 3361

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Readlyn, IA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Des Moines, IA, Quick Loan in Dubuque, IA, Payday Loans in Iowa City, IA, Payday Loans in Marion, IA, Payday Loan for Sioux City, IA, Payday Loans in Urbandale, IA, Payday Loans in Waterloo, IA and Payday Loans in West Des Moines, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Readlyn, IA.

Payday Loans Available in Readlyn, IA By The Following ZIP Codes:

50668

Are Payday Loans Legal In Readlyn, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Readlyn, IA payday loan calculator

What You Need to Know About Payday Loans in Readlyn, Iowa

If you live in Iowa and need quick cash, you might be considering a payday loan. Payday loans are small, short-term loans designed to tide you over until your next paycheck. Readlyn is a town in Iowa where you can find lenders who provide these loans.

How Payday Loans Work in Readlyn, Iowa

In Readlyn, Iowa, payday loans are legal and regulated. To apply for a payday loan, you will need to provide proof of income, such as a pay stub or bank statement. You will also need to provide a post-dated check or authorize a debit from your bank account.

The maximum amount you can borrow in Readlyn is $500, and the maximum term for a loan is 31 days. Lenders are allowed to charge up to $15 for every $100 borrowed. This means that if you borrow $500 for 31 days, you will pay back $575.

It is important to note that payday loans should only be used as a last resort, as they typically come with high interest rates and fees. If you cannot repay the loan on time, you may incur additional fees and damage to your credit score.

Benefits of Payday Loans in Readlyn, Iowa

Payday loans can be a useful tool for those who need quick cash for emergency expenses. Some benefits of payday loans in Readlyn, Iowa, include:

  • Quick and easy application process
  • No credit check required
  • Cash is available the same day
  • You can still apply with bad credit

Interesting Facts About Payday Loans in Readlyn, Iowa

Here are some interesting facts and statistics about payday loans in Readlyn, Iowa:

  • There are over 200 payday loan locations in Iowa.
  • The average interest rate for a payday loan in Iowa is 273%.
  • Iowa borrowers take out an average of 12 payday loans each year.
  • The total amount borrowed in Iowa in 2020 was $28.3 million.

Apply Now

If you need a payday loan in Readlyn, Iowa, TheGuaranteedLoans can help. We are a connector service that partners with reputable lenders to match you with the best loan option for your needs. To apply, simply fill out our online application form. Remember, we are not a direct lender, but we will facilitate your connection with potential lenders who can provide the funds you need.

Conclusion

Payday loans can be a helpful option for those who need quick cash, but they should be used with caution. If possible, consider alternative options such as borrowing from family and friends, negotiating with creditors, or seeking assistance from government or nonprofit organizations. Remember to read the terms and conditions of any loan before you apply, and only borrow what you can afford to repay.

F.A.Q.

Can a payday loan lender in Readlyn, Iowa charge a fee for a bounced check or declined automatic payment?

Yes, a payday loan lender in Readlyn, Iowa can charge a fee for a bounced check or declined automatic payment. The exact fee will vary by lender, so it is important for borrowers to carefully read and understand their loan agreement before signing.

Can a borrower in Readlyn, Iowa be charged a fee for extending or renewing a payday loan?

Yes, a borrower in Readlyn, Iowa can be charged a fee for extending or renewing a payday loan. The exact fee will vary by lender, so it is important for borrowers to carefully read and understand their loan agreement before signing.