Payday Loans in Robins, Iowa

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No payday loan companies in Robins, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Family Credit Union, The 720 1st Ave, Perry, IA 50220 +1 (563) 388 - 8328
Guthrie County State Bank 505 E Main St, Panora, IA 50216 +1 (641) 755 - 2400
U.S. Bank Branch 1100 W Platt St, Maquoketa, IA 52060 +1 (563) 652 - 6746
Easy Cash Solutions 1344 1st Ave NE, Cedar Rapids, IA 52402 +1 (319) 363 - 1426
Allen L. Kockler Co. 1110 6th St, Nevada, IA 50201 +1 (515) 382 - 5481
Northwest Bank 1008 18th St, Spirit Lake, IA 51360 +1 (712) 336 - 1034
Globe Acceptance 1001 Grand Ave, West Des Moines, IA 50265 +1 (515) 225 - 9067
Veridian Credit Union 315 Oak Ridge Cir, Waverly, IA 50677 +1 (800) 235 - 3228
Wells Fargo Home Mortgage 102 S 2nd St, Knoxville, IA 50138 +1 (641) 842 - 7500
Bank Iowa - Denison 1108 Broadway, Denison, IA 51442 +1 (712) 263 - 9361

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Robins, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Davenport, IA, 24-Hour Loan in Des Moines, IA, Payday Loan Companies in Dubuque, IA, Payday Loans in Iowa City, IA, Bad Credit Loans in Marion, IA, Emergency Loan in Sioux City, IA, Payday Loans in Urbandale, IA and Same Day Loans in Waterloo, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Robins, IA.

Beautiful sights of Robins, IA

Payday Loans Available in Robins, IA By The Following ZIP Codes:

52328

Are Payday Loans Legal In Robins, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Robins, IA payday loan calculator

What You Need to Know About Payday Loans in Robins, Iowa

Payday loans can be a great option for people who need quick cash to cover unexpected expenses. In Robins, Iowa, payday loans are legal and regulated by state law. However, many people are still wary of these loans because of high interest rates and fees. In this article, we’ll explore everything you need to know about payday loans in Robins, Iowa.

How Payday Loans Work

Payday loans are designed to be short-term loans that help people cover unexpected expenses until their next payday. These loans are typically for small amounts, usually up to $500, and are secured against the borrower’s next paycheck.

To apply for a payday loan in Robins, Iowa, you’ll need to provide proof of income, a valid ID, and a bank account. The lender will then review your application and determine if you qualify for a loan. If you’re approved, you’ll receive the cash you need within hours or the next business day.

Interest Rates and Fees

One of the biggest concerns people have with payday loans is the high interest rates and fees. In Iowa, payday lenders are allowed to charge up to $15 for every $100 borrowed. This may not sound like a lot, but it can add up quickly if you’re not able to pay back the loan on time.

For example, if you borrow $500 and are charged the maximum interest rate of $15 per $100, you’ll owe $575 when the loan is due. If you’re not able to pay back the loan on time, you may be charged additional fees and your credit score may be negatively impacted.

The Importance of Responsible Borrowing

While payday loans can be a helpful resource for people who need quick cash, it’s important to use them responsibly. These loans are designed to be short-term solutions for emergencies, not long-term financial solutions.

If you’re considering a payday loan in Robins, Iowa, make sure you can afford to pay back the loan on time. Avoid borrowing more than you need, and don’t take out multiple loans at once. This can lead to a cycle of debt that can be difficult to get out of.

Interesting Statistics About Payday Loans in Robins, Iowa

  • The average payday loan in Iowa is $320.
  • Approximately 12% of Iowa adults have taken out a payday loan.
  • The average interest rate for payday loans in Iowa is 273%.

Apply Now

If you’re in need of quick cash for unexpected expenses, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, so we work with a network of lenders to find the best loan option for you. To apply now, simply fill out our online application and we’ll connect you with potential lenders in Robins, Iowa.

Remember, payday loans can be helpful in emergencies, but it’s important to use them responsibly. Make sure you understand the terms and conditions of any loan you’re considering and only borrow what you can afford to pay back.

F.A.Q.

Can a payday loan lender in Robins, Iowa charge a penalty for early repayment of the loan?

No, a payday loan lender in Robins, Iowa cannot charge a penalty for early repayment of the loan. In fact, borrowers are encouraged to pay off their loans as soon as possible to avoid high interest charges.

Is there a minimum loan term for payday loans in Robins, Iowa?

Yes, the minimum loan term for payday loans in Robins, Iowa is 14 days. However, lenders can offer longer loan terms if they choose to do so.