Payday Loans in Saint Ansgar, Iowa

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No payday loan companies in Saint Ansgar, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check `n Go 2705 SW 9th St #3, Des Moines, IA 50315 +1 (515) 243 - 6666
Great Western Bank 1402 Washington St, Eldora, IA 50627 +1 (641) 858 - 5411
U.S. Bank Branch 323 E Reed St, Red Oak, IA 51566 +1 (712) 623 - 4828
Mahoney Auto Repair, LLC 201 Summit St, Pierson, IA 51048 +1 (712) 375 - 5402
EZ Money Check Cashing 1824 W Broadway, Council Bluffs, IA 51501 +1 (712) 256 - 0400
Richard Pierson - Ameriprise Financial Services, Inc. 202 1st St SE 216, Mason City, IA 50401 +1 (641) 423 - 1580
Farmers State Bank 517 S Federal Ave 3803, Mason City, IA 50401 +1 (641) 424 - 1949
Quick Cash 918 W 5th St, Waterloo, IA 50702 +1 (319) 233 - 0449
Centris Federal Credit Union 518 E Broadway, Council Bluffs, IA 51503 +1 (402) 334 - 7000
Pocahontas Abstract Company 232 N Main St, Pocahontas, IA 50574 +1 (712) 335 - 3670

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Ansgar, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Des Moines, IA, Short-term Loans in Dubuque, IA, Payday Loans in Iowa City, IA, Quick Loan in Marion, IA, Payday Loans in Sioux City, IA, Guaranteed Loans in Urbandale, IA, Payday Loans in Waterloo, IA and Same Day Loans in West Des Moines, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Ansgar, IA.

Beautiful sights of Saint Ansgar, IA

Are Payday Loans Legal In Saint Ansgar, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Saint Ansgar, IA payday loan calculator

Payday Loans in Saint Ansgar, Iowa: A Comprehensive Guide

Payday loans are a type of short-term loan that can be used by individuals to bridge financial gaps between paychecks. These loans have become increasingly popular in recent years, and for good reason. They are a quick and easy way to get cash when you need it most, and they can help you avoid late fees, bounced checks, and other financial penalties.

Is It Legal to Get a Payday Loan in Saint Ansgar, Iowa?

Payday loans are legal in Iowa. This means that residents of Saint Ansgar can apply for payday loans without fear of legal repercussions. However, it is important to remember that payday loans should only be used as a last resort, as they often come with high interest rates and fees.

How Do Payday Loans Work?

Payday loans are typically small loans that are repaid on your next payday. The size of the loan can vary, but in Iowa, the maximum loan amount is $500. To get a payday loan, you will need to provide proof of income and a valid ID. Once you are approved, the cash will be deposited into your account, and you will be expected to pay back the loan in full, plus interest and fees, on your next payday.

What Are the Pros and Cons of Payday Loans?

  • Pros: Payday loans are quick and easy to obtain, even with bad credit. They can help you avoid late fees and other financial penalties.
  • Cons: Payday loans often come with high interest rates and fees. They can lead to a cycle of debt if you are unable to repay the loan on time.

How to Apply for a Payday Loan Online with TheGuaranteedLoans

TheGuaranteedLoans is a connector service that can help you connect with potential lenders for payday loans. To apply for a payday loan online through TheGuaranteedLoans:

  1. Visit our website and fill out an online application.
  2. We will review your application and connect you with potential lenders.
  3. If you are approved for a loan, the lender will deposit the cash into your account.
  4. You will be expected to repay the loan on your next payday, plus interest and fees.

Interesting Facts or Statistics about Payday Loans in Saint Ansgar, Iowa

  • According to a report by the Iowa Division of Banking, the average payday loan amount in Iowa was $273 in 2019.
  • The maximum loan amount in Iowa is $500, and lenders are not allowed to charge more than $15 in fees for every $100 borrowed.
  • Iowa has some of the strictest payday loan regulations in the country, which helps protect consumers from predatory lending practices.

Conclusion

Payday loans can be a useful tool for Saint Ansgar residents who need access to quick cash. However, it is important to use caution when taking out a payday loan, as they often come with high interest rates and fees. If you do decide to take out a payday loan, be sure to use a reputable lender and only borrow what you can afford to repay.

Apply Now

Fill out an online application for a payday loan today on TheGuaranteedLoans.com. Remember, we are a connector service, not a direct lender, and we will facilitate your connection with potential lenders. Apply now and get the cash you need!

F.A.Q.

Can a payday loan lender in Saint Ansgar, Iowa charge a fee for a bounced check or declined automatic payment?

Yes, a payday loan lender in Saint Ansgar, Iowa can charge a fee for a bounced check or declined automatic payment. The exact fee will vary by lender, so it is important for borrowers to carefully read and understand their loan agreement before signing.

Can a borrower in Saint Ansgar, Iowa be charged a fee for extending or renewing a payday loan?

Yes, a borrower in Saint Ansgar, Iowa can be charged a fee for extending or renewing a payday loan. The exact fee will vary by lender, so it is important for borrowers to carefully read and understand their loan agreement before signing.