Payday Loans in Saint Donatus, Iowa

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No payday loan companies in Saint Donatus, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 600C W Taylor St, Creston, IA 50801 +1 (641) 782 - 2247
Check Into Cash 2040 Edgewood Rd SW #100, Cedar Rapids, IA 52404 +1 (319) 396 - 6027
Community Savings Bank 221 E Main St, Manchester, IA 52057 +1 (563) 927 - 4014
Community 1st Credit Union 1934 Court Ave, Chariton, IA 50049 +1 (641) 774 - 5616
PPS Financial Services Inc 1508 1st Ave NE, Cedar Rapids, IA 52402 +1 (319) 362 - 3225
Great Western Bank 1010 N Roosevelt Ave, Burlington, IA 52601 +1 (319) 754 - 6521
M&T Bank 43 Albany St, Manning, IA 51455
Amanda Haley - Land Home Financial Services, Inc. 105 W Court Ave, Winterset, IA 50273 +1 (515) 443 - 6937
First National Bank-Muscatine 300 E 2nd St, Muscatine, IA 52761 +1 (563) 263 - 4221
Great Western Bank 304 Commerce Dr, Prairie City, IA 50228 +1 (515) 994 - 2619

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Donatus, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Dubuque, IA, No Credit Check Loans in Iowa City, IA, Quick Loan in Marion, IA, Payday Loan Without a Credit Check in Sioux City, IA, Payday Loans in Urbandale, IA, No Credit Check Loans in Waterloo, IA, Payday Loans in West Des Moines, IA and Guaranteed Loans in Ames, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Donatus, IA.

Beautiful sights of Saint Donatus, IA

Are Payday Loans Legal In Saint Donatus, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Saint Donatus, IA payday loan calculator

If you’re in need of emergency cash, payday loans can be a tempting solution. While these types of loans are legal in Iowa, it’s important to understand the details before you apply. In this article, we’ll take a closer look at payday loans in Saint Donatus, Iowa, and what you need to know before you borrow.

What are Payday Loans?

Payday loans are a type of short-term loan that is designed to help people in need of quick cash. They’re typically offered by non-bank lenders and are known for their high interest rates and fees. These loans are usually due on the borrower’s next payday, hence the name “payday loans”.

The State of Payday Loans in Iowa

As previously mentioned, payday loans are legal in Iowa. However, the state does have several regulations in place to protect borrowers. For example, lenders are required to be licensed by the Iowa Division of Banking and are only allowed to charge up to $15 for every $100 borrowed. Additionally:

  • Maximum loan amount: $500
  • Loan term: 31 days
  • Finance charge: $15 for every $100 borrowed

It’s worth noting that while payday loans are legal in Iowa, they may not be the best option for everyone. These loans come with high interest rates and fees, which can make them difficult to pay back, especially if you’re already struggling financially.

Applying for a Payday Loan in Saint Donatus, Iowa

If you’ve decided that a payday loan is right for you, the first step is to find a lender in Saint Donatus. There are many options available, both in-person and online. However, it’s important to do your research and choose a reputable lender.

When you apply for a payday loan, you’ll typically need to provide proof of income and employment, as well as personal information such as your name, address, and Social Security number. The lender will also likely check your credit score, although this may not be the determining factor in whether or not you’re approved.

Applying with TheGuaranteedLoans

At TheGuaranteedLoans, we connect borrowers with potential lenders. If you’re interested in applying for a payday loan in Saint Donatus, Iowa, you can fill out our online application form to get started.

It’s important to note that we are not a direct lender. Instead, we facilitate connections between borrowers and lenders. This means that we can’t guarantee approval or the terms of your loan.

Apply Now

If you’re in need of emergency cash in Saint Donatus, Iowa, TheGuaranteedLoans can help. We work with a network of lenders who offer payday loans to borrowers in need. To get started, simply fill out our online application form. We’ll connect you with potential lenders who can offer the funds you need.

Interesting Facts and Statistics about Payday Loans in Iowa

  • The average payday loan in Iowa is $341.
  • There are over 200 payday loan storefronts in Iowa.
  • The average interest rate on a payday loan in Iowa is 276%.
  • 40% of payday loan borrowers in Iowa take out more than one loan per year.

Conclusion

Payday loans can be a helpful tool for those in need of emergency cash, but it’s important to understand the details before you borrow. In Saint Donatus, Iowa, payday loans are legal but come with high interest rates and fees.

If you’re considering a payday loan, be sure to do your research and choose a reputable lender. At TheGuaranteedLoans, we can help connect you with potential lenders who offer payday loans in Saint Donatus, Iowa.

F.A.Q.

Can I get a payday loan if I have bad credit in Saint Donatus, Iowa?

Yes, you can get a payday loan if you have bad credit in Saint Donatus, Iowa. Payday lenders typically do not conduct a traditional credit check and base their decision on your income and ability to repay the loan.

How do I apply for a payday loan in Saint Donatus, Iowa?

To apply for a payday loan in Saint Donatus, Iowa, you can visit a storefront lender or apply online. You will need to provide proof of income, a valid government-issued ID, and a checking account in good standing.