Payday Loans in University Park, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in University Park, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center 302 Enterprise Dr, Independence, IA 50644 +1 (319) 334 - 7128
Exchange State Bank 322 Audubon St, Adair, IA 50002 +1 (641) 742 - 3201
Town & Country Credit Union 1414 Chatburn Ave, Harlan, IA 51537 +1 (712) 755 - 3881
Bank Iowa - Altoona 420 8th St SE, Altoona, IA 50009 +1 (515) 967 - 7283
LPI Loans 3717 N Brady St, Davenport, IA 52806 +1 (563) 391 - 3600
Advance America 1519 E San Marnan Dr, Waterloo, IA 50702 +1 (319) 233 - 6584
Grinnell State Bank 1101 Court Ave, Marengo, IA 52301 +1 (319) 642 - 5511
Clinton Check Cashers & Payday 1401 N 2nd St, Clinton, IA 52732 +1 (563) 244 - 8000
Walmart Money Center 2014 Kittyhawk Ave, Carroll, IA 51401 +1 (712) 792 - 2280
Boone Bank & Trust Co. 716 8th St, Boone, IA 50036 +1 (515) 432 - 6200

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in University Park, IA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Dubuque, IA, Bad Credit Loans in Iowa City, IA, Same Day Loans in Marion, IA, Short-term Loans in Sioux City, IA, 24-Hour Loan in Urbandale, IA, Payday Loans in Waterloo, IA, Payday Loans in West Des Moines, IA and Payday Loan for Ames, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in University Park, IA.

Payday Loans Available in University Park, IA By The Following ZIP Codes:

52595

Are Payday Loans Legal In University Park, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

University Park, IA payday loan calculator

Payday loans are small, short-term loans that are typically due on the borrower’s next payday. They are designed to help people with unexpected expenses or who need cash quickly, and they are legal in Iowa.

What are payday loans?

Payday loans are loans that are designed to help people get cash quickly when they need it. They are typically short-term loans, with repayment due on the borrower’s next payday. The loan amount is usually small, with borrowers taking out loans of anywhere from a few hundred dollars to a few thousand dollars.

The process of getting a payday loan is usually quick and easy. Borrowers simply need to fill out a loan application and provide proof of employment and income. Many lenders also require a postdated check or authorization to electronically withdraw the loan amount from the borrower’s bank account on the due date.

Payday loans in University Park, Iowa

Payday loans are legal in Iowa, including in the town of University Park. However, borrowers should be aware of the rules and regulations surrounding payday loans in Iowa before taking out a loan.

In Iowa, payday lenders are required to be licensed and follow specific rules and regulations. For example, lenders are not allowed to charge more than $15 for every $100 borrowed. Lenders are also required to provide borrowers with a written agreement that includes the loan terms and conditions, as well as information about fees and interest rates.

Interest rates and fees on payday loans in Iowa

The maximum interest rate that payday lenders can charge in Iowa is 16.67% per month, which is equivalent to a 199% APR. Lenders are not allowed to charge more than $15 for every $100 borrowed, and they are required to disclose all fees and charges to borrowers upfront.

Borrowers should be aware that payday loans can be expensive, and they should only be used for emergency situations or unexpected expenses. If a borrower cannot repay the loan on time, they may be subject to additional fees and interest charges, which can make the loan even more expensive.

Applying for a payday loan in University Park

If you are interested in applying for a payday loan in University Park, Iowa, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders who may be able to provide you with the loan you need.

Please note that we are not a direct lender, and we do not make loan decisions or provide loan funding ourselves. Instead, we work with a network of lenders to help you find the right loan for your needs.

The benefits of using TheGuaranteedLoans to find a payday loan in University Park

Using TheGuaranteedLoans to find a payday loan in University Park has several benefits. First, our service is fast and easy. You can fill out our online application in just a few minutes, and we will connect you with potential lenders as soon as possible.

Second, using our service can help you save time and money. Rather than driving around town and visiting multiple lenders, you can fill out one application and let us do the work for you. And because we work with a network of lenders, you may be able to find a loan with better terms and lower fees than you would on your own.

Interesting facts about payday loans in University Park, Iowa

  • Payday loans are legal in Iowa, including in the town of University Park.
  • Iowa law limits the amount of fees and interest that payday lenders can charge, in order to protect borrowers.
  • Although payday loans can be expensive, they can be a useful tool for people who need cash quickly and have no other options.

Apply now for a payday loan in University Park, Iowa

If you need a payday loan in University Park, Iowa, TheGuaranteedLoans can help. Our online application process is fast and easy, and we can connect you with potential lenders who may be able to provide you with the loan you need.

Remember, payday loans are a type of short-term loan designed to be used for emergency situations or unexpected expenses. If you are considering a payday loan, make sure you understand the terms and conditions of the loan, including all fees and interest charges, before you apply.

To get started, fill out our online application today.

F.A.Q.

Can I get a payday loan if I have bad credit in University Park, Iowa?

Yes, you can get a payday loan if you have bad credit in University Park, Iowa. Payday lenders typically do not conduct a traditional credit check and base their decision on your income and ability to repay the loan.

How do I apply for a payday loan in University Park, Iowa?

To apply for a payday loan in University Park, Iowa, you can visit a storefront lender or apply online. You will need to provide proof of income, a valid government-issued ID, and a checking account in good standing.