Payday Loans in Varina, Iowa

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No payday loan companies in Varina, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Great Western Bank 201 S Locust St, Glenwood, IA 51534 +1 (712) 527 - 4826
Kevin Leliefeld Accounting & Tax Service 606 S River Park Dr, Guttenberg, IA 52052 +1 (563) 252 - 1211
U.S. Bank ATM - Williamsburg 408 Court St, Williamsburg, IA 52361 +1 (800) 872 - 2657
Check n Go 1702 W Broadway Ste 5, Council Bluffs, IA 51501 +1 (515) 608 - 8213
United States Postal Service 120 Main St, Truesdale, IA 50592 +1 (800) 275 - 8777
Defiance State Bank 201 Main Ave, Defiance, IA 51527 +1 (712) 748 - 3561
Erpelding, Voigt & Co., LLP 1801 US-71, Okoboji, IA 51355 +1 (712) 332 - 2443
Peoples Bank 804 Greenwood Hills Dr, Adel, IA 50003 +1 (515) 993 - 5680
Hometown Cash Advance 323 Franklin St, Waterloo, IA 50703 +1 (319) 833 - 7777
North Iowa Community Credit Union 4063 4th St SW, Mason City, IA 50401 +1 (641) 423 - 2281

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Varina, IA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Sioux City, IA, Payday Loans in Urbandale, IA, No Credit Check Loans in Waterloo, IA, Payday Loans in West Des Moines, IA, Online Loans in Ames, IA, Emergency Loan in Ankeny, IA, Payday Loans in Bettendorf, IA and Quick Loan in Cedar Falls, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Varina, IA.

Payday Loans Available in Varina, IA By The Following ZIP Codes:

50593

Are Payday Loans Legal In Varina, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Varina, IA payday loan calculator

Are you in need of some extra cash to cover an unexpected expense? If you’re in Varina, Iowa, payday loans may be a helpful option. Payday loans are a type of short-term loan that can tide you over until your next paycheck. In Iowa, payday loans are legal and regulated by the state government.

How Do Payday Loans Work?

Payday loans are designed to be a short-term solution for cash flow issues. Typically, borrowers will write a postdated check or authorize an electronic funds transfer for the amount they want to borrow plus any fees. The lender then gives the borrower the cash or deposits it into their bank account.

When the loan is due – usually on the borrower’s next payday – the lender will cash the postdated check or withdraw the funds electronically. If the borrower can’t repay the loan on time, they may be able to roll it over for an additional fee.

It’s important to note that payday loans typically come with high interest rates and fees. In Iowa, lenders are allowed to charge up to $15 for every $100 borrowed, and the maximum loan amount is $500.

Benefits of Payday Loans in Varina, Iowa

One of the main benefits of payday loans is that they’re often easy to qualify for, even if you have bad credit. Lenders typically don’t require a credit check, so as long as you have a job and a bank account, you may be eligible for a loan.

Another benefit is that payday loans can provide quick access to cash when you need it. If you have an unexpected expense, such as a car repair or medical bill, a payday loan can help you cover it until your next paycheck.

However, it’s important to use payday loans responsibly and only borrow what you can afford to repay. Rolling over loans can lead to a cycle of debt that’s difficult to break.

Interesting Facts or Statistics about Payday Loans in Varina, Iowa

  • In 2019, there were over 200 licensed payday lenders in Iowa.
  • The average payday loan in Iowa is for $341.
  • Iowa law requires lenders to offer borrowers an extended payment plan if they can’t repay the loan on time.

Apply Now

If you’re interested in applying for a payday loan in Varina, Iowa, TheGuaranteedLoans can help. We’re a connector service that works with a network of reputable lenders. To get started, simply fill out our online application form.

Please note that we are not a direct lender and do not make lending decisions. Instead, we facilitate your connection with potential lenders. If you’re approved for a loan, the lender will provide you with the terms and conditions, including the interest rate, fees, and repayment schedule.

F.A.Q.

How much can I borrow with a payday loan in Varina, Iowa?

The maximum amount that you can borrow with a payday loan in Varina, Iowa is $500.

What are the interest rates and fees associated with payday loans in Varina, Iowa?

Payday loans in Varina, Iowa have a maximum annual percentage rate (APR) of 36%. There may also be additional fees, such as origination fees and late payment fees.