Payday Loans in Williamson, Iowa

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No payday loan companies in Williamson, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Rod Place - Thrivent Financial 2705 Northridge Pkwy Suite 102, Ames, IA 50010 +1 (515) 292 - 6469
Iowa State Bank 105 Albany Ave SE, Orange City, IA 51041 +1 (712) 737 - 4818
Farm Credit Services of America 46429 235 Trail, Chariton, IA 50049 +1 (641) 774 - 8437
American State Bank 809 John Wayne Dr, Winterset, IA 50273 +1 (515) 462 - 5090
Pro Auto Sales & Service 1413 Plaza Dr, Carroll, IA 51401 +1 (712) 792 - 2551
Check Into Cash 200 Army Post Rd #50, Des Moines, IA 50315 +1 (515) 287 - 9980
Fidelity Bank & Trust 208 2nd St SE, Dyersville, IA 52040 +1 (563) 875 - 7157
American State Bank 901 8th St SE, Orange City, IA 51041 +1 (712) 737 - 2737
LPI Loans 2412 Park Ave, Muscatine, IA 52761 +1 (563) 262 - 4000
Bank Iowa - Pella 640 Washington St, Pella, IA 50219 +1 (641) 628 - 1056

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Williamson, IA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Waterloo, IA, Guaranteed Loans in West Des Moines, IA, Payday Loans in Ames, IA, Payday Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, Online Loans in Cedar Falls, IA, Bad Credit Loans in Cedar Rapids, IA and Short-term Loans in Council Bluffs, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Williamson, IA.

Beautiful sights of Williamson, IA

Payday Loans Available in Williamson, IA By The Following ZIP Codes:

50272

Are Payday Loans Legal In Williamson, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Williamson, IA payday loan calculator

Williamson, Iowa offers residents access to payday loans to cover unexpected expenses or financial emergencies. Payday loans provide a quick and easy solution for those who need cash fast, but it’s important to understand the terms and conditions before committing to this type of loan.

Payday Loans: What They Are and How They Work

A payday loan is a short-term loan designed to provide borrowers with the funds they need until their next paycheck. These loans are typically available in amounts up to $500 and must be repaid within two to four weeks of the loan date.

To qualify for a payday loan, the borrower must provide proof of income and a valid ID. The lender will also require the borrower to provide a post-dated check or authorization to withdraw funds from their bank account on the date of the loan repayment. The finance charge for a payday loan is typically 15% of the loan amount.

While payday loans can be a quick and easy way to get cash, they can also be expensive due to their high fees and interest rates. Borrowers should carefully consider their ability to repay the loan on time before committing to a payday loan.

Payday Loans in Williamson, Iowa

Payday loans are legal in Iowa, and residents of Williamson have several options for securing a payday loan. Some lenders offer loans online, while others have physical storefronts in the area.

It’s important to note that Iowa law limits the amount of interest that lenders can charge for payday loans. Lenders are only allowed to charge a maximum of $15 for every $100 borrowed, and they are not allowed to charge additional fees or charges beyond this amount.

Interesting facts and statistics:

  • The average payday loan amount in Iowa is $300.
  • Approximately 5.4% of Iowa households use payday loans.
  • In 2019, Iowa payday lenders issued more than 184,000 loans, totaling over $48 million.

Apply Now

If you’re in need of a payday loan in Williamson, Iowa, TheGuaranteedLoans can help. We are a borrower connection service that can link you with potential lenders in your area. Simply fill out our online application, and we’ll do the rest.

It’s important to remember that TheGuaranteedLoans is not a direct lender and does not make loan decisions. We simply facilitate connections between borrowers and potential lenders. Before accepting a loan offer, be sure to review the terms and conditions carefully and ensure that you can repay the loan on time.

In conclusion, payday loans can be a useful resource for those who need cash fast, but it’s important to understand the terms and conditions before committing to a loan. With TheGuaranteedLoans, Williamson residents can access payday loans quickly and easily, providing them with the financial assistance they need in times of need.

F.A.Q.

Are there any restrictions on the number of payday loans a borrower can take out in Williamson, Iowa?

Yes, in Williamson, Iowa, a borrower is limited to taking out a maximum of two payday loans at any given time.

Can a lender require a borrower to provide collateral for a payday loan in Williamson, Iowa?

No, a lender cannot require a borrower to provide collateral for a payday loan in Williamson, Iowa. Payday loans are unsecured loans, which means they do not require collateral.