Payday Loans in Flora, Louisiana

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No payday loan companies in Flora, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash America Pawn 6074 Airline Hwy, Baton Rouge, LA 70805 +1 (225) 357 - 3450
Northshore Financial 1133 N Lee Rd # 5, Covington, LA 70433 +1 (985) 893 - 9405
Delta Bank Capital Corporation 310 Texas St, Vidalia, LA 71373 +1 (318) 336 - 4510
CLB The Community Bank 1535 4th St, Jonesville, LA 71343 +1 (318) 339 - 8571
1st Franklin Financial 801 S Arkansas St Suite 1, Springhill, LA 71075 +1 (318) 539 - 2935
Check Into Cash 4021 Behrman Hwy A, New Orleans, LA 70114 +1 (504) 366 - 8454
Money Center Inc 3124 Linwood Ave, Shreveport, LA 71103 +1 (318) 631 - 3940
Advance America 2210 S Range Ave a, Denham Springs, LA 70726 +1 (225) 791 - 6772
Southwest Loan & Insurance Co 703 S Chataignier St, Ville Platte, LA 70586 +1 (337) 363 - 4088
Apple 1 Finance 1016 Brashear Ave, Morgan City, LA 70380 +1 (985) 384 - 2250

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Flora, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Houma, LA, Payday Loan Without a Credit Check in Kenner, LA, 24-Hour Loan in Lafayette, LA, Payday Loans in Lake Charles, LA, Payday Loans in Marrero, LA, Payday Loans in Metairie, LA, Payday Loan Companies in Monroe, LA and Payday Loans in New Iberia, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Flora, LA.

Useful Articles

Are Payday Loans Legal In Flora, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Flora, LA payday loan calculator

Advise to read before applying

Payday Loans in Flora, Louisiana: Everything You Need to Know

If you’re in a tight spot financially and need quick cash, you might be considering payday loans. These short-term loans are available in many states, including Louisiana.

In this article, we’ll discuss everything you need to know about payday loans in Flora, Louisiana, including the regulations surrounding them, how they work, and their benefits and drawbacks.

What Are Payday Loans?

Payday loans are short-term loans, usually due to be repaid within two weeks or by the borrower’s next payday. Borrowers must provide proof of income and identification to qualify for a loan, and lenders typically require access to the borrower’s bank account to deposit the loan funds and withdraw payment.

Regulations Surrounding Payday Loans in Flora, Louisiana

Payday loans are legal in Louisiana, but they are subject to regulations to protect borrowers. In Flora, Louisiana, payday lenders must be licensed and follow specific rules.

For instance, lenders cannot loan more than $350, and the loan term cannot exceed 60 days. Additionally, lenders may charge a maximum interest rate of 16.75% of the total loan amount.

The Benefits of Payday Loans

Payday loans have several benefits that make them an attractive option for borrowers in need of quick cash. For starters, they are easy to obtain, with most lenders offering online applications and fast approval times. Additionally, they do not require good credit, so they are an accessible option for those with poor credit histories.

The Drawbacks of Payday Loans

While payday loans can be a useful financial tool, they also have several drawbacks. For one, they come with high interest rates, which can make them difficult to repay. Additionally, some lenders charge fees for loan processing, application, and prepayment, which can increase the overall cost of the loan.

Interesting Facts and Statistics

– In 2018, Louisiana residents took out over 280,000 payday loans, totaling over $146 million.
– The average interest rate for a payday loan in Louisiana is 436%.
– Over 80% of payday loans in Louisiana are taken out by borrowers who take out multiple loans in a row, creating a cycle of debt.

Apply Now

If you’re in need of quick cash and considering a payday loan, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application to get started today.

Remember, we are a connector service and not a direct lender. We work with a network of reputable lenders to find the best loan options for you.

The Bottom Line

Payday loans can be a useful financial tool for those in need of quick cash. However, they come with high interest rates and fees, so it’s vital to ensure you can repay the loan before taking it out.

If you’re considering a payday loan in Flora, Louisiana, make sure to work with a licensed lender and understand the regulations and fees associated with the loan.

F.A.Q.

Can a payday lender require me to provide collateral for my loan in Flora, Louisiana?

No, payday lenders are not allowed to require collateral for loans in Flora, Louisiana. This means that borrowers do not have to put up any personal property or assets as security for their loans.

Can I be charged with fraud for taking out a payday loan in Flora, Louisiana?

No, you cannot be charged with fraud for taking out a payday loan in Flora, Louisiana. However, it is important to provide accurate and truthful information on your loan application to avoid any potential legal issues.

Look for Short-Term Loans in Other Cities:

Alexandria Baton Rouge Bossier City Denham Springs Gonzales Hammond Houma Kenner Lafayette Lake Charles Marrero Metairie Monroe New Iberia New Orleans Opelousas Prairieville Ruston Shreveport Slidell Sulphur West Monroe
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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