Payday Loans in Osseo, Michigan

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No payday loan companies in Osseo, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Alpena Alcona Area Credit Union 111 S Church St, Lincoln, MI 48742 +1 (989) 736 - 8912
Union Bank 233 W Grand Ledge Hwy, Mulliken, MI 48861 +1 (517) 649 - 2333
Raymond James Financial Services 812 Ludington St, Escanaba, MI 49829 +1 (906) 786 - 5930
OMNI Community Credit Union 114 W Chicago Rd, White Pigeon, MI 49099 +1 (269) 441 - 1400
Advance America 353 Fuller Ave NE, Grand Rapids, MI 49503 +1 (616) 774 - 1021
Huntington Mortgage Group 102 Mill St, East Jordan, MI 49727
Midwest Loan Services 400 Quincy St 6th floor, Hancock, MI 49930 +1 (906) 542 - 4272
Check n Go 13338 E Jefferson Ave, Detroit, MI 48215 +1 (313) 331 - 5500
Arbor Financial Credit Union 5991 Gull Rd, Kalamazoo, MI 49048 +1 (269) 383 - 2844
Check `n Go 31294 Michigan Ave, Westland, MI 48186 +1 (734) 326 - 7400

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Osseo, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Madison Heights, MI, Online Loans in Midland, MI, Payday Loans in Muskegon, MI, Payday Loans in Novi, MI, Guaranteed Loans in Pontiac, MI, Payday Loans in Portage, MI, Online Loans in Roseville, MI and Payday Loans in Royal Oak, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Osseo, MI.

Beautiful sights of Osseo, MI

Payday Loans Available in Osseo, MI By The Following ZIP Codes:

49266

Are Payday Loans Legal In Osseo, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Osseo, MI payday loan calculator

Are you considering taking out a payday loan in Osseo, Michigan? While payday loans can be a helpful financial tool for those facing unexpected expenses, it’s important to understand the risks and benefits associated with this type of borrowing.

How do payday loans work in Osseo, Michigan?

In Michigan, payday loans are legal. They are a type of short-term loan typically designed to be repaid within two weeks to a month. Borrowers can typically apply for and receive a payday loan quickly, and the application process is often relatively simple.

To apply for a payday loan in Osseo, Michigan, you’ll typically need to:

  • Be at least 18 years old
  • Have a regular source of income
  • Provide proof of residency and identification

If you meet these requirements, you can usually apply for a payday loan at a storefront location or through an online lender. Once you’re approved, you’ll receive the funds directly, and you’re often required to repay the loan in full, plus interest and fees, by your next payday.

What are the risks associated with payday loans?

While payday loans can help fill a short-term financial need, they come with several risks that borrowers should be aware of. One major risk is the high interest rates associated with these loans. In Michigan, the interest rate for payday loans is capped at 390% APR. This means that if you borrow $100, you could end up paying back $490 in total.

Another concern is the short repayment period associated with payday loans. If you’re unable to repay the loan in full by your next payday, you may be stuck in a cycle of debt, as you’ll be responsible for additional fees and interest charges.

The benefits of payday loans in Osseo, Michigan

While there are risks associated with payday loans, there are also several benefits. For one, payday loans can be a helpful tool for those who need quick access to cash. Additionally, payday lenders may be more willing to work with borrowers who have less-than-perfect credit histories, making them an option for those who may not qualify for traditional loans.

Applying for a payday loan through TheGuaranteedLoans

If you’re considering a payday loan in Osseo, Michigan, TheGuaranteedLoans can help connect you with potential lenders who offer these types of loans. We’re a connector service, which means that we do not directly lend money. Instead, we work to facilitate connections between borrowers and potential lenders.

When you submit an application through TheGuaranteedLoans, we’ll search our network of lenders to try to find one that’s a good fit for your needs. If we’re able to match you with a lender, you could have access to the funds you need in a matter of days.

Interesting facts and statistics about payday loans in Osseo, Michigan

– In 2019, Michigan payday lenders issued 200,000 loans totaling more than $82 million.

– The average payday loan in Michigan is $350.

– According to a study by the Consumer Financial Protection Bureau, over 80% of payday loans are rolled over or renewed within two weeks, leading to additional fees and charges for borrowers.

Apply now for a payday loan in Osseo, Michigan

If you need access to quick cash, a payday loan in Osseo, Michigan, might be the right choice for you. To get started, submit an application through TheGuaranteedLoans today. Remember, we’re a connector service, which means that we’ll match you with potential lenders – we don’t directly lend money ourselves. Apply now to see if you qualify!

F.A.Q.

Are there any restrictions on the use of payday loan funds in Osseo, Michigan?

Yes, there are restrictions on the use of payday loan funds in Osseo, Michigan. The funds must be used for a legitimate financial need, such as covering unexpected expenses or paying for bills.

What are the penalties for violating payday loan regulations in Osseo, Michigan?

Penalties for violating payday loan regulations in Osseo, Michigan may include fines, revocation of a lender's license, and criminal prosecution.