Payday Loans in Quinnesec, Michigan

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No payday loan companies in Quinnesec, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Huntington Mortgage Group 201 State St, Charlevoix, MI 49720
Check & Cash USA LLC 511 E Houghton Ave, West Branch, MI 48661 +1 (989) 343 - 2400
Bell Title Agency 45 S Jebavy Dr, Ludington, MI 49431 +1 (231) 425 - 4003
Michigan One Community Credit Union 7558 N Alger Rd, Alma, MI 48801 +1 (989) 462 - 0474
Instant Cash Advance Corporation 1150 Cleaver Rd, Caro, MI 48723 +1 (989) 672 - 0333
Argall Makosky Decaire PC 111 W Division St, Ishpeming, MI 49849 +1 (906) 485 - 1029
Superior National Bank & Trust ATM 501 US-41, Baraga, MI 49908
Independent Bank Drive-Up Only 3765 Huron St, North Branch, MI 48461 +1 (810) 688 - 4727
PNC Bank 1045 N Pine Rd, Essexville, MI 48732 +1 (989) 894 - 9358
Westland Cash Advance USA 33688 Ford Rd, Westland, MI 48185 +1 (734) 421 - 2274

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Quinnesec, MI, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Detroit, MI, Guaranteed Loans in East Lansing, MI, Payday Loans in Eastpointe, MI, Payday Loans in Flint, MI, Payday Loans in Grand Rapids, MI, Short-term Loans in Holland, MI, Payday Loans in Jackson, MI and 24-Hour Loan in Kalamazoo, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Quinnesec, MI.

Beautiful sights of Quinnesec, MI

Payday Loans Available in Quinnesec, MI By The Following ZIP Codes:

49876

Are Payday Loans Legal In Quinnesec, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Quinnesec, MI payday loan calculator

Payday Loans in Quinnesec, Michigan

Payday loans can be a helpful financial option for individuals who need quick access to cash. In Quinnesec, Michigan, payday loans are legal and readily available to those who meet the eligibility criteria. However, it’s important to understand the terms and conditions of payday loans before considering this option.

How do Payday Loans Work in Quinnesec, Michigan?

Payday loans are short-term loans that typically range from $100 to $1,000, and are meant to be repaid by the borrower’s next paycheck. In Quinnesec, Michigan, payday loans have a maximum term of 31 days. To apply for a payday loan, a borrower must be at least 18 years old, have a steady source of income, and have a valid government-issued ID.

The application process for payday loans in Quinnesec is relatively simple and typically takes only a few minutes to complete. Borrowers provide basic personal and financial information, and lenders will review the application and determine whether to approve the loan. If approved, funds are often deposited into the borrower’s account within one business day.

Interest Rates and Fees for Payday Loans in Quinnesec, Michigan

Payday loans often come with high-interest rates and fees, which can make them costly for borrowers. In Quinnesec, Michigan, the maximum payday loan amount is $600, and lenders can charge up to 15% of the loan amount in finance charges. This means that a borrower taking out a $500 payday loan can expect to pay up to $75 in interest and fees.

Additionally, rolling over or renewing a payday loan can result in additional fees and interest charges, which can quickly add up and result in a cycle of debt. Borrowers should only take out a payday loan if they are confident they can repay it on time and in full.

Benefits and Risks of Payday Loans

Payday loans can offer quick access to cash, which can be helpful in emergency situations. They can also be a viable option for individuals with poor credit who may not be eligible for a traditional loan. However, payday loans also come with risks, particularly for borrowers who do not have the means to repay the loan in full.

One risk of payday loans is that they often come with high-interest rates and fees, which can add up quickly and make it difficult for borrowers to repay the loan. Additionally, borrowers who are unable to repay the loan on time may face additional fees and charges, as well as damage to their credit score.

Interesting Facts about Payday Loans in Quinnesec, Michigan

  • Michigan has one of the highest payday loan usage rates in the country, with over 500,000 payday loans taken out in the state each year.
  • The average payday loan borrower in Michigan takes out eight loans per year.
  • The average payday loan amount in Michigan is $350.
  • Payday lenders in Michigan are required to be licensed and registered with the state.

Apply Now for a Payday Loan in Quinnesec, Michigan

At TheGuaranteedLoans, we understand that unexpected financial situations can arise, and we’re here to help connect you with potential lenders who can provide payday loans in Quinnesec, Michigan. Our streamlined online application process is secure and confidential, and allows you to get the cash you need quickly and easily.

Please note that TheGuaranteedLoans is not a direct lender, but rather a connector service that can help connect you with potential lenders. We work with a network of trusted lenders to find the best loan options for your individual needs.

Apply now and get the cash you need today.

F.A.Q.

Are there alternatives to payday loans in Quinnesec, Michigan?

Yes, there are alternatives to payday loans in Quinnesec, Michigan, such as credit union loans, personal loans, or borrowing from friends or family. It is recommended to explore these options before taking out a payday loan.

Can I be charged with a crime for taking out a payday loan in Quinnesec, Michigan?

No, taking out a payday loan in Quinnesec, Michigan is not a criminal offense. However, if you engage in fraudulent activities or provide false information in order to obtain a payday loan, you may be charged with a crime.