Payday Loans in Alexandria, Ohio

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No payday loan companies in Alexandria, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
American Eagle Mortgage 263 S Main St, Amherst, OH 44001 +1 (440) 984 - 7365
Peoples Bank 910 Columbus Ave, Lebanon, OH 45036 +1 (513) 933 - 0821
St Henry Bank 8111 OH-119, Maria Stein, OH 45860 +1 (419) 925 - 4563
Mentor Jewelry & Loan 8490 Mentor Ave, Mentor, OH 44060 +1 (440) 974 - 3494
Huntington Bank 6000 Royalton Rd, North Royalton, OH 44133 +1 (216) 515 - 0008
First American Loans 1080 N Bridge St #10, Chillicothe, OH 45601 +1 (740) 779 - 3227
Farmers National Bank 4950 Kidron Rd, Kidron, OH 44636 +1 (330) 857 - 3101
Progressive Chrysler Dodge Jeep Ram 7966 Hills and Dales Rd NW, Massillon, OH 44646 +1 (330) 461 - 9514
Raymond James Financial Services 61 N Market St, Logan, OH 43138 +1 (740) 385 - 9359
Homeland Credit Union 25 Consumer Center Dr, Chillicothe, OH 45601 +1 (740) 775 - 3331

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Alexandria, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Westerville, OH, Payday Loans in Westlake, OH, Payday Loans in Youngstown, OH, Payday Loan Companies in Akron, OH, Payday Loans in Bowling Green, OH, Payday Loans in Brunswick, OH, Online Loans in Canton, OH and No Credit Check Loans in Cincinnati, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Alexandria, OH.

Beautiful sights of Alexandria, OH

Payday Loans Available in Alexandria, OH By The Following ZIP Codes:

43001

Are Payday Loans Legal In Alexandria, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Alexandria, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Alexandria, Ohio. There's a default limit of $1,000 in Alexandria, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Alexandria, OH payday loan calculator

Payday Loans in Alexandria, Ohio: What You Need to Know

Payday loans are a popular financial solution for those who need quick cash. Whether it’s to cover an unexpected expense or simply make ends meet until the next paycheck, a payday loan can provide the necessary funds when needed. In Ohio, payday loans are legal and regulated by state law. Alexandria, a small village in Ohio, is home to several payday loan lenders. Here’s what you need to know before you apply for a payday loan in Alexandria.

How do payday loans work in Ohio?

In Ohio, payday loans are legal but are subject to strict regulations. The maximum loan amount is $1,000, and the loan term cannot exceed 6 months. The interest rate on a payday loan in Ohio is capped at 28% APR, and lenders cannot charge more than 28 cents in fees per $100 borrowed.

To apply for a payday loan in Ohio, you must provide proof of income, such as a pay stub or bank statement. You must also have a valid government-issued ID and be at least 18 years old. Once you provide this information, the lender will evaluate your application and determine if you qualify for a loan.

What are the benefits of a payday loan?

Payday loans can provide a quick and easy solution to financial problems. They are easy to apply for and do not require a credit check. This means that even those with poor credit can still qualify for a payday loan. Additionally, payday loans can be disbursed quickly, often within a single business day, which makes them ideal for those who need cash quickly. Overall, payday loans can be a great option for those who need money fast, but they should be used wisely and responsibly.

What are the risks of payday loans?

While payday loans can be a convenient solution to financial problems, they can also be risky. The interest rates on payday loans are typically much higher than other types of loans, which can make it difficult to pay back the loan on time. Additionally, if you are unable to pay back the loan on time, you may be charged additional fees and penalties.

It’s also important to note that payday loans can often lead to a cycle of debt. Because the loans are short-term and have high interest rates, borrowers may find themselves taking out new loans to pay off old ones. This can be a dangerous cycle that can lead to financial hardship.

Interesting Facts and Statistics about Payday Loans in Alexandria, Ohio

  • There are approximately 5 payday loan lenders in Alexandria, Ohio.
  • The average payday loan in Alexandria is $500.
  • Payday loan borrowers in Ohio typically take out an average of 10 loans per year.
  • Ohio payday loan borrowers pay an average of $68 in fees and interest for every $100 borrowed.

Apply Now

If you are in need of a payday loan in Alexandria, Ohio, TheGuaranteedLoans can help. We work with a network of trusted lenders to help you find the right loan for your needs. Simply fill out our online application, and we will connect you with potential lenders who can provide the funds you need. Keep in mind that TheGuaranteedLoans is a connector service, not a direct lender. We do not make loan decisions or provide funding directly. Instead, we facilitate your connection with potential lenders. Apply now and get the cash you need today!

F.A.Q.

What happens if I cannot repay my payday loan in Alexandria, Ohio?

If you cannot repay your payday loan in Alexandria, Ohio, you may be subject to late fees, collection efforts, and legal action. It is important to contact your lender as soon as possible to discuss your options and avoid defaulting on your loan.

Can I get a payday loan in Alexandria, Ohio if I have filed for bankruptcy?

Yes, you can still get a payday loan in Alexandria, Ohio if you have filed for bankruptcy, as long as you can provide proof of income and meet the lender's other requirements.