| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Andover Bank | 19 Public Square | 44003 | +1 (440) 293 - 7605 |
| Huntington Bank | 260 E Main St | 44003 | +1 (440) 293 - 5070 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Andover, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Youngstown, OH, Payday Loans in Akron, OH, Payday Loan for Bowling Green, OH, Payday Loans in Brunswick, OH, Payday Loans in Canton, OH, Payday Loans in Cincinnati, OH, Payday Loans in Cleveland, OH and Payday Loans in Columbus, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Andover, OH.
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Payday Loans Available in Andover, OH By The Following ZIP Codes:
44003
Are Payday Loans Legal In Andover, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Andover, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Andover, Ohio. There's a default limit of $1,000 in Andover, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Andover, OH payday loan calculator
F.A.Q.
How do I repay a payday loan in Andover, Ohio?
You can repay a payday loan in Andover, Ohio by providing the lender with a post-dated check or authorizing them to withdraw the funds electronically from your bank account on the due date. You can also repay the loan in full or in part at any time before the due date without incurring any additional charges or fees.
What if I cannot repay a payday loan in Andover, Ohio on time?
If you cannot repay a payday loan in Andover, Ohio on time, you have the right to request an extended payment plan from the lender. Under this plan, the lender must allow you to make at least four payments over a 60-day period, with no additional fees or charges.
How Many Cash Advance Companies are in Andover, OH?
With the help of our service, you will be able to find 2 cash advance companies in Andover, OH
What Cash Advance Companies in Andover, OH are the most popular?
You should check Andover Bank and Huntington Bank. Also, you can start your application online on our website.