| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Apple Creek Banking Co | 3 W Main St | 44606 | +1 (330) 698 - 2631 |
| Farmer's National Bank | 4934 Kidron Rd | 44606 | |
| The Killbuck Savings Bank Fredericksburg Office | 152 S Mill St | 44606 | +1 (330) 695 - 2195 |
| Thrivent Financial for Lutherans | 63 W Main St | 44606 | +1 (234) 320 - 0981 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Apple Creek, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in North Ridgeville, OH, Payday Loans in North Royalton, OH, Payday Loans in Reynoldsburg, OH, Payday Loan Without a Credit Check in Springfield, OH, Online Loans in Stow, OH, Payday Loans in Strongsville, OH, Payday Loans in Toledo, OH and Payday Loans in Warren, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Apple Creek, OH.
Advise to read before applying
Beautiful sights of Apple Creek, OH
Payday Loans Available in Apple Creek, OH By The Following ZIP Codes:
44606
Are Payday Loans Legal In Apple Creek, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Apple Creek, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Apple Creek, Ohio. There's a default limit of $1,000 in Apple Creek, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Apple Creek, OH payday loan calculator
F.A.Q.
Can I be charged a higher interest rate or fee if I have bad credit or no credit history in Apple Creek, Ohio?
No, you cannot be charged a higher interest rate or fee if you have bad credit or no credit history in Apple Creek, Ohio. The maximum interest rate and fee that can be charged on payday loans in Apple Creek, Ohio are set by state law and are the same for all borrowers, regardless of their credit history.
Are there any alternatives to payday loans in Apple Creek, Ohio?
Yes, there are alternatives to payday loans in Apple Creek, Ohio, such as small dollar loans, credit union loans, and installment loans. These options may have lower interest rates and fees, longer repayment terms, and more flexible eligibility requirements than payday loans.
How Many Cash Advance Companies are in Apple Creek, OH?
With the help of our service, you will be able to find 4 cash advance companies in Apple Creek, OH
What Cash Advance Companies in Apple Creek, OH are the most popular?
You should check Apple Creek Banking Co, Farmer's National Bank, and The Killbuck Savings Bank Fredericksburg Office. Also, you can start your application online on our website.