Payday Loans in Ashland, Ohio

Payday Loan Companies in Ashland, OH

Company nameAddressZip codePhone number
Advance America 25 T R 785 m 44805 +1 (419) 289 - 1278
Ashland Community Federal CU 1123 Sugarbush Dr 44805 +1 (419) 289 - 6211
Capital Finance Firelands 1158 Country Club Ln 44805 +1 (419) 368 - 4127
Directions Credit Union 1306 Cleveland Ave 44805 +1 (888) 508 - 2228
Empire Affiliates Credit Union 1306 Cleveland Ave 44805 +1 (419) 207 - 1818
Farmers State Bank - Ashland 1690 E Main St 44805 +1 (419) 281 - 7110
Lynn Livelsberger & Associates 122 W Washington St 44805 +1 (419) 289 - 7165
National Cash Advance 612 Claremont Ave 44805 +1 (419) 281 - 9493
PNC Mortgage 10 W 2nd St 44805 +1 (419) 289 - 4803
Premier Bank 30 E Main St 44805 +1 (419) 281 - 0505
Sutton Bank 1521 E Main St 44805 +1 (419) 289 - 2190
Woodforest National Bank 1996 E Main St 44805 +1 (419) 281 - 1914

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ashland, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Middletown, OH, Payday Loans in Newark, OH, Payday Loans in North Olmsted, OH, Payday Loan Without a Credit Check in North Ridgeville, OH, Online Loans in North Royalton, OH, Payday Loans in Reynoldsburg, OH, Payday Loan for Springfield, OH and 24-Hour Loan in Stow, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ashland, OH.

Beautiful sights of Ashland, OH

Payday Loans Available in Ashland, OH By The Following ZIP Codes:

44805

Are Payday Loans Legal In Ashland, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Ashland, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Ashland, Ohio. There's a default limit of $1,000 in Ashland, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Ashland, OH payday loan calculator