Payday Loans in Bartlett, Ohio

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No payday loan companies in Bartlett, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
PFSC Inc 2813 Gilbert Ave, Cincinnati, OH 45206 +1 (513) 221 - 5080
Gillmor Financial Services Inc 8034 Main St, Old Fort, OH 44861 +1 (419) 992 - 4227
Advance America 12906 OH-664 Scenic, Logan, OH 43138 +1 (740) 380 - 1542
Stifel 1695 Niles Cortland Rd NE 1, Warren, OH 44484 +1 (330) 393 - 1567
Cash Stop 2193 N Ridge Rd E, Lorain, OH 44055 +1 (440) 240 - 1110
KeyBank 33 Park St, Milan, OH 44846 +1 (419) 499 - 4655
Always Payday 2260 S Hamilton Rd, Columbus, OH 43232 +1 (614) 751 - 0400
CheckSmart 2576 Brice Rd, Reynoldsburg, OH 43068 +1 (614) 577 - 1145
Northwest Bank 70 Richmond St, Painesville, OH 44077 +1 (440) 352 - 6972
Woodforest National Bank 2016 Millennium Blvd, Cortland, OH 44410 +1 (330) 372 - 3564

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bartlett, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Marion, OH, Quick Loan in Mason, OH, Payday Loan Without a Credit Check in Massillon, OH, 24-Hour Loan in Mentor, OH, Payday Loan Companies in Middletown, OH, Payday Loans in Newark, OH, Short-term Loans in North Olmsted, OH and Payday Loans in North Ridgeville, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bartlett, OH.

Are Payday Loans Legal In Bartlett, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Bartlett, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Bartlett, Ohio. There's a default limit of $1,000 in Bartlett, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Bartlett, OH payday loan calculator

Payday Loans in Bartlett, Ohio

Payday loans are a popular financing option for those who need quick cash in case of emergencies or unexpected expenses. With their short-term nature and quick processing, payday loans can be an attractive option for people who need cash immediately. However, it’s important to understand the risks and limitations of payday loans before considering them as a solution. In this article, we’ll be exploring payday loans in Bartlett, Ohio, where they are legal and available at a low cost.

What are Payday Loans?

Payday loans are a type of short-term loan that are typically due on the borrower’s next payday. These loans are unsecured, which means that they don’t require any collateral such as a home or car. The borrower is usually required to provide proof of income and employment, and the lender will typically perform a credit check. If approved, the borrower receives the loan amount in cash or directly into their bank account.

Payday Loans in Bartlett, Ohio

Ohio is one of the few states that still allows payday loans, with certain limitations. In Ohio, payday loans are legal and regulated by the Short-Term Loan Act, which sets specific guidelines for lenders and borrowers. According to the act, lenders can charge a maximum interest rate of 28% per year, and a loan fee of 1.08% of the loan amount. The maximum loan amount is $1,000, and the maximum repayment period is 91 days.

The Pros and Cons of Payday Loans

  • Pros: Payday loans are quick and easy to obtain, usually not requiring a credit check. They are also convenient for individuals who may not have access to other types of credit and need cash urgently. Additionally, payday loans can help borrowers to build or improve their credit score if they make timely repayments.
  • Cons: Payday loans can be expensive due to high interest rates and fees. This can lead to a cycle of debt if the borrower is unable to repay the loan on time and is forced to renew or rollover the loan. Payday loans can also have a negative impact on the borrower’s credit score if they default on the loan.

Interesting Facts and Statistics About Payday Loans in Bartlett, Ohio

  • The average interest rate for Ohio payday loans is 677%, compared to the national average of 400%.
  • In 2019, Ohio payday loan borrowers paid a total of $185 million in fees and interest.
  • 50% of Ohio payday loan borrowers take out at least 4 loans per year.
  • Payday lending has decreased in Ohio since the implementation of the Short-Term Loan Act in 2008.

Apply Now

If you’re considering a payday loan in Bartlett, Ohio, TheGuaranteedLoans is here to help connect you with potential lenders. The process is simple and easy, with online applications available 24/7. Please note that TheGuaranteedLoans is a connector service and not a direct lender. We work with a network of trusted lenders who will compete for your business, helping you to find the best loan option for your needs. So why wait? Apply now for a payday loan in Bartlett, Ohio, and get the cash you need today!

In conclusion, payday loans can be a helpful tool in certain situations, but they also come with risks and limitations. It’s important to understand the terms and conditions of any loan before signing a contract. If you have any questions or concerns about payday loans in Bartlett, Ohio, don’t hesitate to reach out to our team for assistance.

F.A.Q.

What is the interest rate on a payday loan in Bartlett, Ohio?

The interest rate on a payday loan in Bartlett, Ohio is 28% APR, which is the maximum allowed by state law.

Can I renew or rollover my payday loan in Bartlett, Ohio?

No, payday loans in Bartlett, Ohio cannot be renewed or rolled over. Once you have repaid your loan, you must wait at least 60 days before taking out another payday loan.