| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Apple Creek Banking Co | 105 2nd Ave NE | 44608 | +1 (330) 756 - 0361 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Beach City, OH, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Newark, OH, 24-Hour Loan in North Olmsted, OH, Payday Loans in North Ridgeville, OH, Payday Loan Without a Credit Check in North Royalton, OH, Payday Loans in Reynoldsburg, OH, Payday Loans in Springfield, OH, Payday Loans in Stow, OH and Payday Loan Companies in Strongsville, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Beach City, OH.
Advise to read before applying
Beautiful sights of Beach City, OH
Payday Loans Available in Beach City, OH By The Following ZIP Codes:
44608
Are Payday Loans Legal In Beach City, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Beach City, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Beach City, Ohio. There's a default limit of $1,000 in Beach City, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Beach City, OH payday loan calculator
F.A.Q.
What is a payday loan in Beach City, Ohio?
A payday loan is a short-term loan that is typically used to cover unexpected expenses or financial emergencies. These loans are typically for small amounts of money, and are repaid on the borrower's next payday.
Are payday loans legal in Beach City, Ohio?
Yes, payday loans are legal in Beach City, Ohio. However, there are certain regulations that must be followed by lenders, including a maximum loan amount of $1,000 and a maximum loan term of 31 days.
How Many Cash Advance Companies are in Beach City, OH?
With the help of our service, you will be able to find 1 cash advance companies in Beach City, OH
What Cash Advance Companies in Beach City, OH are the most popular?
You should check Apple Creek Banking Co. Also, you can start your application online on our website.