Payday Loans in Belle Center, Ohio

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No payday loan companies in Belle Center, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Loanmax Title Loans 2644 Maple Ave, Zanesville, OH 43701 +1 (740) 304 - 0402
Old Fort Banking Company 238 State St, Bettsville, OH 44815 +1 (419) 986 - 5101
Nueva Esperanza Community Credit Union 1638 Broadway St, Toledo, OH 43609 +1 (419) 720 - 9530
Liberty Mortgage Corporation 3503 Carpenter Rd, Ashtabula, OH 44004 +1 (440) 964 - 0084
Raymond James Financial Services 161 N Washington St, Millersburg, OH 44654 +1 (330) 674 - 8222
Nicholas Financial Inc 10503 Blacklick-Eastern Rd NW, Pickerington, OH 43147 +1 (614) 751 - 1932
Ameriprise Financial Services, Inc. 5217 Monroe St, Toledo, OH 43623 +1 (419) 842 - 8488
Caliber Home Loans 8136 Beechmont Ave, Cincinnati, OH 45255 +1 (513) 813 - 4700
Chemical Bank 8226 East Market Street, Plaza, Warren, OH 44484 +1 (330) 314 - 1290
Atomic Credit Union 711 Beaver Creek Rd, Piketon, OH 45661 +1 (740) 289 - 5060

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Belle Center, OH, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Cuyahoga Falls, OH, Emergency Loan in Dayton, OH, 24-Hour Loan in Delaware, OH, Short-term Loans in Dublin, OH, Payday Loans in Elyria, OH, Quick Loan in Euclid, OH, Payday Loans in Fairborn, OH and Guaranteed Loans in Fairfield, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Belle Center, OH.

Beautiful sights of Belle Center, OH

Payday Loans Available in Belle Center, OH By The Following ZIP Codes:

43310

Are Payday Loans Legal In Belle Center, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Belle Center, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Belle Center, Ohio. There's a default limit of $1,000 in Belle Center, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Belle Center, OH payday loan calculator

Welcome to our guide on payday loans in Belle Center, Ohio. We understand that financial emergencies happen, and you may need quick cash to cover unexpected expenses. Payday loans are a legal option in Ohio, and we’re here to help you understand the ins and outs of this service, so you can make an informed decision.

What Are Payday Loans?

Payday loans are short-term loans that you can get to cover unexpected expenses. These loans are typically due on your next payday and have high-interest rates and fees. In Ohio, payday loans are regulated by Ohio’s Short-Term Loan Act, which limits the interest rates and fees that lenders can charge.

How Do Payday Loans Work in Belle Center, Ohio?

In Belle Center, Ohio, you can get a payday loan at a storefront or online. To apply, you will need to provide personal information, income information, and a post-dated check or electronic debit authorization to repay the loan. The lender will give you the cash, and you will be responsible for repaying the loan on your next payday, plus interest and fees.

The amount you can borrow and the fees and interest rates vary depending on the lender. However, in Ohio, payday loans are limited to $1,000, and the loans cannot have an interest rate higher than 28% per annum. In addition, lenders are limited to charging a maximum origination fee of 2% of the loan amount, a maintenance fee of $10 per $100 borrowed, and a check collection fee of $20 if the check bounces.

Benefits of Payday Loans in Belle Center, Ohio

  • Quick and easy application process
  • Funds available within 24 hours
  • No credit check required
  • Regulated by the state to protect consumers

Drawbacks of Payday Loans in Belle Center, Ohio

  • High-interest rates and fees
  • Can lead to a cycle of debt if not paid back on time
  • Not a long-term solution for financial problems

Interesting Facts and Statistics about Payday Loans in Belle Center, Ohio

  • Ohio has the highest payday lending interest rates in the country, with an average annual percentage rate (APR) of 667%.
  • In 2019, Ohio payday lenders made more than 327,000 loans totaling more than $123 million.
  • The average payday loan in Ohio is $326 and results in $69 in fees.

Apply Now

If you decide to apply for a payday loan in Belle Center, Ohio, TheGuaranteedLoans can help you connect with lenders who can offer you the cash you need. Fill out our online application today, and we will match you with potential lenders who may be able to help. Remember, we are a connector service, not a direct lender, and we will facilitate your connection with potential lenders. Apply now to get the cash you need to cover your unexpected expenses.

In conclusion, while payday loans can be a lifesaver when you’re in a financial bind, it’s important to understand the terms and conditions of the loan and make sure that you can repay it on time. You should also consider other alternatives, such as personal loans or credit cards, before taking out a payday loan. We hope this guide has provided you with valuable information about payday loans in Belle Center, Ohio.

F.A.Q.

How do I repay a payday loan in Belle Center, Ohio?

You can repay a payday loan in Belle Center, Ohio by providing the lender with a post-dated check or authorizing them to withdraw the funds electronically from your bank account on the due date. You can also repay the loan in full or in part at any time before the due date without incurring any additional charges or fees.

What if I cannot repay a payday loan in Belle Center, Ohio on time?

If you cannot repay a payday loan in Belle Center, Ohio on time, you have the right to request an extended payment plan from the lender. Under this plan, the lender must allow you to make at least four payments over a 60-day period, with no additional fees or charges.