Payday Loans in Bradford, Ohio

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No payday loan companies in Bradford, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
WesBanco Bank 50 Kahoe Ln, Yellow Springs, OH 45387 +1 (937) 767 - 2060
Cashland 1028 N Main St, Bowling Green, OH 43402 +1 (419) 353 - 0241
State Bank 119 S State St, Pioneer, OH 43554 +1 (877) 867 - 4218
Third Federal Savings & Loan 4018 Medina Rd, Medina, OH 44256 +1 (330) 721 - 4593
Check Into Cash 3315 Oberlin Ave, 101, Lorain, OH 44053 +1 (844) 335 - 5099
ACE Cash Express 15500 Euclid Ave, East Cleveland, OH 44112 +1 (216) 268 - 4100
Quik Cash 2839 E Waterloo Rd, Akron, OH 44312 +1 (330) 628 - 2111
Huntington Bank 328 Main St, Conneaut, OH 44030 +1 (440) 593 - 6954
loanDepot 1100 Tiffin Ave, Findlay, OH 45840 +1 (419) 504 - 7950
Alliance Loan Company 137 S Arch Ave, Alliance, OH 44601 +1 (330) 821 - 3444

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bradford, OH, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Massillon, OH, Payday Loans in Mentor, OH, Payday Loan Companies in Middletown, OH, Payday Loan for Newark, OH, Payday Loan for North Olmsted, OH, Payday Loans in North Ridgeville, OH, Payday Loan Without a Credit Check in North Royalton, OH and No Credit Check Loans in Reynoldsburg, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bradford, OH.

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Payday Loans Available in Bradford, OH By The Following ZIP Codes:

45308

Are Payday Loans Legal In Bradford, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Bradford, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Bradford, Ohio. There's a default limit of $1,000 in Bradford, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Bradford, OH payday loan calculator

Advise to read before applying

Payday Loans in Bradford, Ohio

If you find yourself in a financial bind and need cash fast, a payday loan might be the solution you’re looking for. In Ohio, payday loans are legal and are regulated by state law to ensure fair and reasonable lending.

Payday loans are usually small-dollar loans that are intended to help tide you over until your next paycheck. These loans are typically unsecured, meaning you don’t need collateral to get approved. Instead, lenders will look at your income and credit history to determine whether you qualify for a loan and how much you can borrow.

How Payday Loans Work in Ohio

In Ohio, payday loans are legal but are subject to certain restrictions. The maximum loan amount is $1,000, and the maximum loan term is 6 months. Lenders are not allowed to charge more than 28% APR on these loans, which helps keep costs manageable for borrowers.

To get a payday loan in Ohio, you’ll need to provide proof of income and identity. Lenders may also check your credit history to evaluate your ability to repay the loan. Once you’re approved, you’ll receive the funds in your bank account, usually within one business day.

The Risks of Payday Loans

While payday loans can be an effective way to get quick cash, they are not without risks. One potential downside is that they can be expensive, especially if you don’t pay them back on time. The fees and APRs associated with these loans can quickly add up, making it difficult to repay the loan and get back on your feet.

Another risk is that payday loans can lead to a cycle of debt. If you’re unable to repay the loan on time, you’ll be charged additional fees and interest, which can make it even harder to get out from under the debt.

Interesting Facts and Statistics about Payday Loans in Bradford, Ohio

– Stats show that 1 in 10 adults in Ohio have taken out a payday loan at some point
– The average payday loan amount in Ohio is $340
– In Ohio, 46% of payday loan borrowers have annual incomes of less than $30,000

Apply Now

If you’re in need of a payday loan in Bradford, Ohio, TheGuaranteedLoans can help. Our online application process is easy and straightforward, and we’ll connect you with potential lenders who can provide you with the cash you need.

It’s important to note that TheGuaranteedLoans is a connecting service, not a direct lender. We work with a network of trusted lenders who will compete for your business, giving you the best chance of getting approved for a loan with favorable terms.

The Bottom Line

Payday loans can be a valuable tool for people who need cash fast. However, they should be used with caution, and borrowers should make sure they understand the terms and fees associated with the loan before accepting the funds. If you’re in need of a payday loan in Ohio, TheGuaranteedLoans can help connect you with the lenders you need to get back on your feet.

F.A.Q.

Are there any protections for borrowers in Bradford, Ohio when it comes to payday loans?

Yes, there are protections for borrowers in Bradford, Ohio when it comes to payday loans. For example, lenders must provide borrowers with a written disclosure statement outlining the terms of the loan, including the interest rate and fees. Additionally, lenders are prohibited from engaging in abusive or unfair lending practices.

What should I consider before taking out a payday loan in Bradford, Ohio?

Before taking out a payday loan in Bradford, Ohio, it is important to carefully consider your financial situation and whether a payday loan is the best option. You should also compare rates and fees from multiple lenders to ensure you are getting the best deal possible. Additionally, it is important to have a plan in place to repay the loan on time to avoid any negative consequences.

Look for Short-Term Loans in Other Cities:

Akron Bowling Green Brunswick Canton Chillicothe Cincinnati Cleveland Columbus Cuyahoga Falls Dayton Delaware Dublin Elyria Euclid Fairborn Fairfield Findlay Grove City Hamilton Hilliard Lakewood Lancaster Lima Lorain Mansfield Marion Mason Massillon Mentor Middletown Newark North Olmsted North Ridgeville North Royalton Reynoldsburg Springfield Stow Strongsville Toledo Warren West Chester Westerville Westlake Youngstown
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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