Payday Loans in Celina, Ohio

Payday Loan Companies in Celina, OH

Company nameAddressZip codePhone number
Advance America 705 N Main St 45822 +1 (419) 586 - 1014
Cashland 1971 Havemann Rd 45822 +1 (419) 586 - 9962
Chase Bank 205 W Market St 45822 +1 (419) 586 - 6668
Chase Mortgage 205 W Market St 45822 +1 (419) 586 - 6668
Check Advance 922 N Main St 45822 +1 (419) 586 - 3452
Citizens National Bank 601 Grand Lake Rd 45822 +1 (419) 584 - 2300
Dynamic Federal Credit Union 900 Wayne St 45822 +1 (419) 586 - 5522
Eagle Loan 709 N Main St 45822 +1 (567) 510 - 4242
Eagle Loan 1971 Havemann Rd 45822 +1 (567) 510 - 4242
Farm Credit Mid-America 1225 Irmscher Blvd suite a 45822 +1 (419) 586 - 4229
Financial Concepts Inc 111 E Forest St 45822 +1 (419) 586 - 9040
First American Loans 922 N Main St 45822 +1 (419) 586 - 3452
First Financial Bank 115 West Summit St 45822 +1 (877) 322 - 9530
Park National Bank: Celina Office 800 N Main St 45822 +1 (419) 268 - 0049
Raymond James Financial Services 225 N Main St 45822 +1 (419) 584 - 2860
The Peoples Bank Co 818 Wayne St 45822 +1 (419) 586 - 9910
Walmart Money Center 1974 Havemann Rd 45822
Woodforest National Bank 1950 Havemann Rd 45822 +1 (419) 586 - 8496

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Celina, OH, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Euclid, OH, Payday Loans in Fairborn, OH, Bad Credit Loans in Fairfield, OH, Payday Loans in Findlay, OH, Short-term Loans in Grove City, OH, Emergency Loan in Hamilton, OH, No Credit Check Loans in Hilliard, OH and Payday Loans in Lakewood, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Celina, OH.

Beautiful sights of Celina, OH

Payday Loans Available in Celina, OH By The Following ZIP Codes:

45822

Are Payday Loans Legal In Celina, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Celina, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Celina, Ohio. There's a default limit of $1,000 in Celina, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Celina, OH payday loan calculator

F.A.Q.

Can I be charged a higher interest rate or fee if I have bad credit or no credit history in Celina, Ohio?

No, you cannot be charged a higher interest rate or fee if you have bad credit or no credit history in Celina, Ohio. The maximum interest rate and fee that can be charged on payday loans in Celina, Ohio are set by state law and are the same for all borrowers, regardless of their credit history.

Are there any alternatives to payday loans in Celina, Ohio?

Yes, there are alternatives to payday loans in Celina, Ohio, such as small dollar loans, credit union loans, and installment loans. These options may have lower interest rates and fees, longer repayment terms, and more flexible eligibility requirements than payday loans.

How Many Cash Advance Companies are in Celina, OH?

With the help of our service, you will be able to find 18 cash advance companies in Celina, OH

What Cash Advance Companies in Celina, OH are the most popular?

You should check Eagle Loan, Advance America, and Cashland. Also, you can start your application online on our website.