| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Kyger Creek Credit Union | 5758 OH-7 | 45620 | +1 (740) 367 - 5055 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Cheshire, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Reynoldsburg, OH, Bad Credit Loans in Springfield, OH, Payday Loans in Stow, OH, Guaranteed Loans in Strongsville, OH, Payday Loan Companies in Toledo, OH, No Credit Check Loans in Warren, OH, Payday Loans in West Chester, OH and Payday Loan for Westerville, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cheshire, OH.
Advise to read before applying
Beautiful sights of Cheshire, OH
Payday Loans Available in Cheshire, OH By The Following ZIP Codes:
45620
Are Payday Loans Legal In Cheshire, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Cheshire, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Cheshire, Ohio. There's a default limit of $1,000 in Cheshire, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Cheshire, OH payday loan calculator
F.A.Q.
Are payday loans in Cheshire, Ohio regulated by the state?
Yes, payday loans in Cheshire, Ohio are regulated by the Ohio Department of Commerce, which sets the maximum interest rate and fees and ensures that lenders comply with state laws.
Can I get a payday loan in Cheshire, Ohio if I am a military service member?
Yes, military service members are eligible for payday loans in Cheshire, Ohio, but they are protected by the Military Lending Act, which limits the interest rate to 36% APR.
How Many Cash Advance Companies are in Cheshire, OH?
With the help of our service, you will be able to find 1 cash advance companies in Cheshire, OH
What Cash Advance Companies in Cheshire, OH are the most popular?
You should check Kyger Creek Credit Union. Also, you can start your application online on our website.