Payday Loans in Clinton, Ohio

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No payday loan companies in Clinton, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
First Mutual Bank Belpre Branch 631 Washington Blvd, Belpre, OH 45714 +1 (740) 401 - 0247
River Valley Tax Solutions Ltd 1805 11th St, Portsmouth, OH 45662 +1 (740) 353 - 1749
CSB Bancorp Inc 91 N Clay St, Millersburg, OH 44654 +1 (330) 674 - 9015
National Cash Advance 179 S Sandusky St, Delaware, OH 43015 +1 (740) 369 - 0002
AgCredit, ACA 12923 OH-309, Kenton, OH 43326 +1 (419) 675 - 2303
Check Into Cash 496 Canton Rd, Akron, OH 44312 +1 (330) 798 - 0850
Huntington Bank 215 Hostetler Rd, Orrville, OH 44667 +1 (330) 683 - 8008
First National Bank 125 Stanton Blvd, Steubenville, OH 43952 +1 (740) 264 - 8918
Steven Hahn - Prudential Financial 4143 NE Catawba Rd 5, Port Clinton, OH 43452 +1 (419) 797 - 3333
Lendmark Financial Services LLC 3153 Heritage Green Dr, Monroe, OH 45050 +1 (513) 438 - 0009

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Clinton, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Cleveland, OH, Payday Loans in Columbus, OH, Guaranteed Loans in Cuyahoga Falls, OH, Payday Loans in Dayton, OH, Payday Loans in Delaware, OH, 24-Hour Loan in Dublin, OH, Payday Loans in Elyria, OH and Payday Loans in Euclid, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Clinton, OH.

Beautiful sights of Clinton, OH

Payday Loans Available in Clinton, OH By The Following ZIP Codes:

44216

Are Payday Loans Legal In Clinton, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Clinton, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Clinton, Ohio. There's a default limit of $1,000 in Clinton, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Clinton, OH payday loan calculator

Payday Loans in Clinton, Ohio: A Comprehensive Guide

Payday loans are a type of short-term loan that can provide quick cash to those who need it. They are popular for their accessibility and convenience, but they also come with their own set of risks and drawbacks. In this article, we will cover everything you need to know about payday loans in Clinton, Ohio.

What Are Payday Loans?

Payday loans are small, short-term loans that are typically due on the borrower’s next payday. They are often used to cover unexpected expenses or to bridge gaps between paychecks. Payday loans are also known as cash advances, payday advances, or check advances.

The process of getting a payday loan is relatively simple. The borrower typically writes a post-dated check for the loan amount, plus fees and interest, and the lender provides cash on the spot. When the loan is due, the borrower can either pay back the loan in cash, allow the lender to cash the post-dated check, or roll over the loan for another fee.

Payday Loans in Clinton, Ohio

In Ohio, payday loans are legal but are subject to certain regulations to protect borrowers from abusive lending practices. Ohio law limits the amount of money a borrower can receive in payday loans to $1,000 and the maximum amount of time to repay the loan to 90 days. The interest rate on payday loans in Ohio is capped at 28% APR.

In Clinton, Ohio, there are several payday loan lenders that offer loans to residents. It is important to do your research and compare lenders to find the best terms and rates for your needs.

Benefits of Payday Loans

  • Quick access to cash
  • No credit check required
  • No collateral required
  • Can be used for any purpose

Risks and Drawbacks of Payday Loans

  • High interest rates and fees
  • Short repayment terms can lead to a cycle of debt
  • May lead to financial instability if not used responsibly

Interesting Facts and Statistics about Payday Loans in Clinton, Ohio

  • According to a study by the Pew Charitable Trusts, Ohio has one of the highest average payday loan interest rates in the nation at 591% APR.
  • In 2018, Ohio voters approved a law that capped the interest rate at 28% and limited fees on payday loans.
  • According to the Ohio Department of Commerce, there were 239 payday lending locations in Ohio in 2019.

Apply Now

If you are in need of a payday loan, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and we work with a network of trusted lenders to provide you with the best possible options. To apply, simply fill out our online application and we will help facilitate your connection with a lender who can meet your needs.

It is important to remember that payday loans should only be used as a last resort and should be repaid as soon as possible to avoid excessive fees and interest. Always read the terms and conditions of any loan agreement carefully and make sure you fully understand the repayment obligations before accepting a loan.

In Conclusion

Payday loans can provide convenient access to cash, but they come with their own set of risks and drawbacks. If you are considering a payday loan in Clinton, Ohio, make sure you understand all of the terms and costs associated with the loan. Be a responsible borrower and only take out a loan if you can afford to repay it in full and on time.

F.A.Q.

How do I apply for a payday loan in Clinton, Ohio?

To apply for a payday loan in Clinton, Ohio, you must be at least 18 years old and have a valid ID, proof of income, and a bank account. You can apply online, by phone, or in person at a payday lending store.

How much can I borrow with a payday loan in Clinton, Ohio?

The maximum amount that you can borrow with a payday loan in Clinton, Ohio is $1,000. However, the actual amount that you can borrow will depend on your income and the lender's lending policies.