| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Pickaway County Banking Center | 1 Main St | 43116 | +1 (614) 877 - 3240 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Commercial Point, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Findlay, OH, Payday Loans in Grove City, OH, Payday Loans in Hamilton, OH, Payday Loans in Hilliard, OH, Payday Loans in Lakewood, OH, Same Day Loans in Lancaster, OH, Short-term Loans in Lima, OH and Emergency Loan in Lorain, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Commercial Point, OH.
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Beautiful sights of Commercial Point, OH
Payday Loans Available in Commercial Point, OH By The Following ZIP Codes:
43116
Are Payday Loans Legal In Commercial Point, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Commercial Point, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Commercial Point, Ohio. There's a default limit of $1,000 in Commercial Point, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Commercial Point, OH payday loan calculator
F.A.Q.
What can I do if a payday lender is harassing me in Commercial Point, Ohio?
If a payday lender is harassing you in Commercial Point, Ohio, you can contact the Ohio Attorney General's Consumer Protection Section to report the harassment and request assistance. The Attorney General's office will investigate your complaint and, if necessary, take action to stop the harassment and protect your rights as a consumer.
Can a payday lender charge me a higher interest rate or fees than the legal limits in Commercial Point, Ohio?
No, a payday lender cannot charge you a higher interest rate or fees than the legal limits in Commercial Point, Ohio. If a lender is charging you more than the maximum allowed by law, you can contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.
How Many Cash Advance Companies are in Commercial Point, OH?
With the help of our service, you will be able to find 1 cash advance companies in Commercial Point, OH
What Cash Advance Companies in Commercial Point, OH are the most popular?
You should check Pickaway County Banking Center. Also, you can start your application online on our website.