Payday Loans in Covington, Ohio

No payday loan companies in Covington, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
First National Bank 497 E Aurora Rd, Macedonia, OH 44056 +1 (330) 468 - 0055
GenFed Financial Credit Union 5382 Lake Rd, Sheffield Lake, OH 44054 +1 (440) 949 - 1782
Loanmax Title Loans 2402 Gallia St, Portsmouth, OH 45662 +1 (740) 370 - 6540
CashMax Ohio 1129 E US Hwy 36, Urbana, OH 43078 +1 (937) 508 - 4647
Citizens National Bank 102 S Main St, Bluffton, OH 45817 +1 (419) 358 - 8040
First Financial Bank - Mortgage: Josh Robertson 1163 S Shannon St, Van Wert, OH 45891 +1 (419) 623 - 1246
AgCredit 1485 Scott St, Napoleon, OH 43545 +1 (419) 599 - 8656
Hilltop Pawn Shop Inc 3109 W Broad St, Columbus, OH 43204 +1 (614) 274 - 0979
Eagle Loan 2320 W Michigan St, Sidney, OH 45365 +1 (937) 492 - 1291
Peoples National Bank 55 N Main St, Roseville, OH 43777 +1 (740) 697 - 7352

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Covington, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Delaware, OH, Short-term Loans in Dublin, OH, Payday Loan Companies in Elyria, OH, Payday Loans in Euclid, OH, Payday Loans in Fairborn, OH, Payday Loan for Fairfield, OH, Payday Loans in Findlay, OH and Quick Loan in Grove City, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Covington, OH.

Beautiful sights of Covington, OH

Payday Loans Available in Covington, OH By The Following ZIP Codes:

45318

Are Payday Loans Legal In Covington, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Covington, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Covington, Ohio. There's a default limit of $1,000 in Covington, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Covington, OH payday loan calculator

F.A.Q.

How do I apply for a payday loan in Covington, Ohio?

To apply for a payday loan in Covington, Ohio, you must be at least 18 years old and have a valid ID, proof of income, and a bank account. You can apply online, by phone, or in person at a payday lending store.

How much can I borrow with a payday loan in Covington, Ohio?

The maximum amount that you can borrow with a payday loan in Covington, Ohio is $1,000. However, the actual amount that you can borrow will depend on your income and the lender's lending policies.