Payday Loans in Dunbridge, Ohio

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No payday loan companies in Dunbridge, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
CashMax Ohio 583 Harry Sauner Rd, Hillsboro, OH 45133 +1 (937) 393 - 9087
Cash & Tobacco World 2329 N Ridge Rd E, Ashtabula, OH 44004 +1 (440) 998 - 3003
ACE Cash Express 2516 Victory Pkwy, Cincinnati, OH 45206 +1 (513) 751 - 2274
Team Dawes Fairway Independent Mortgage Corporation 550 E State St 1, Salem, OH 44460 +1 (330) 337 - 3260
Premier Bank 15575 OH-170, East Liverpool, OH 43920 +1 (330) 385 - 4845
Thrivent Financial for Lutherans 30 W Columbus St, Pickerington, OH 43147 +1 (614) 588 - 8219
AgCredit 311 Maple St, Wellington, OH 44090 +1 (419) 663 - 4020
Woodforest National Bank 2052 N St, OH-53, Fremont, OH 43420 +1 (419) 355 - 9705
Premier Bank 1226 W Wooster St, Bowling Green, OH 43402 +1 (419) 354 - 1400
CashMax Ohio 2012 S Limestone St, Springfield, OH 45505 +1 (937) 717 - 4065

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dunbridge, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cincinnati, OH, Payday Loans in Cleveland, OH, Quick Loan in Columbus, OH, Emergency Loan in Cuyahoga Falls, OH, Same Day Loans in Dayton, OH, Payday Loans in Delaware, OH, Payday Loans in Dublin, OH and Payday Loan for Elyria, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dunbridge, OH.

Are Payday Loans Legal In Dunbridge, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Dunbridge, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Dunbridge, Ohio. There's a default limit of $1,000 in Dunbridge, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Dunbridge, OH payday loan calculator

Payday Loans in Dunbridge, Ohio: Everything you need to know

Payday loans are a type of short-term, high-interest loan that can provide quick cash for those facing unexpected expenses. While they can be useful in a pinch, payday loans also come with high fees and interest rates that can add up quickly. Here’s what you need to know about payday loans in Dunbridge, Ohio.

How do payday loans work in Ohio?

Payday loans are legal in Ohio, but there are restrictions on the fees and interest rates that lenders can charge. These restrictions are in place to protect consumers from predatory lending practices.

In Ohio, payday loans are limited to $1,000, and the term of the loan cannot exceed 6 months. The interest rate on payday loans in Ohio is capped at 28% per year, with an additional maximum monthly fee of 10% of the loan amount, up to a total of $30. This means that if you take out a loan of $500, the total amount you will have to repay will be $565, assuming the loan is repaid on time.

How to apply for a payday loan in Dunbridge, Ohio

If you are facing an unexpected expense and need to take out a payday loan in Dunbridge, Ohio, you have a few options. Many lenders operate online, allowing you to apply for a loan from the comfort of your own home. Some lenders also have physical storefronts in the area where you can apply in person.

If you decide to apply for a payday loan, it’s important to do your research and shop around to find the best deal. Make sure to compare the interest rates and fees charged by different lenders, as well as any potential penalties for late payments.

Risks of payday loans

While payday loans can be a useful tool in an emergency, they also come with risks. The high fees and interest rates can make it difficult to repay the loan on time, leading to even more fees and charges.

Additionally, taking out a payday loan can start a cycle of debt if you are unable to repay the loan on time. This can lead to additional loans to cover the cost of the original loan, creating a cycle of debt that can be hard to break.

Interesting facts and statistics about payday loans in Dunbridge, Ohio

  • According to a study by the Pew Charitable Trusts, more than 1 in 10 Ohioans have taken out a payday loan in the past five years.
  • The average payday loan borrower in Ohio takes out 10 loans per year, with an average loan amount of $350.
  • The Center for Responsible Lending estimates that payday loan fees cost Ohioans more than $500 million per year.

Apply now

Ready to apply for a payday loan in Dunbridge, Ohio? TheGuaranteedLoans can help you find a lender that meets your needs. Our online application process is quick and easy, and we will connect you with potential lenders who can offer you the best deal. Please note that TheGuaranteedLoans is a connector service, not a direct lender. Apply today and get the cash you need to cover your unexpected expenses.

Note: Payday loans should be used for short-term financial needs only. They are not a long-term solution and can cause long-term financial hardship if not used responsibly.

F.A.Q.

How do I repay a payday loan in Dunbridge, Ohio?

You can repay a payday loan in Dunbridge, Ohio by providing the lender with a post-dated check or authorizing them to withdraw the funds electronically from your bank account on the due date. You can also repay the loan in full or in part at any time before the due date without incurring any additional charges or fees.

What if I cannot repay a payday loan in Dunbridge, Ohio on time?

If you cannot repay a payday loan in Dunbridge, Ohio on time, you have the right to request an extended payment plan from the lender. Under this plan, the lender must allow you to make at least four payments over a 60-day period, with no additional fees or charges.