Payday Loans in Elyria, Ohio

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Payday Loan Companies in Elyria, OH

Company nameAddressZip codePhone number
ACE Cash Express 306 Chestnut Commons Dr Ste 306 44035 +1 (440) 366 - 0071
Advance America 401 Cleveland St 44035 +1 (440) 366 - 0949
Cashland 505 N Abbe Rd 44035 +1 (440) 365 - 5584
Cashland 505 Abbe Rd N 44035 +1 (440) 365 - 5584
Check `n Go 1539 W River Rd N 44035 +1 (440) 324 - 9600
Dollar Bank 1500 W River Rd N 44035 +1 (440) 324 - 7373
Eagle Loan 633 Chestnut Commons Dr 44035 +1 (440) 281 - 9797
Lendmark Financial Services LLC 5222 Detroit Rd 44035 +1 (440) 934 - 2302
Loanmax Title Loans 460 Cleveland St 44035 +1 (440) 822 - 3901
Mariner Finance 209 Midway Blvd c 44035 +1 (440) 723 - 3059
Mariner Finance 5212 Detroit Rd 44035 +1 (440) 723 - 3059
Northwest Bank 105 Chestnut Commons Dr 44035 +1 (440) 366 - 5000
Regency Finance Company 5214 Detroit Rd 44035 +1 (440) 934 - 9349

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Elyria, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Euclid, OH, Short-term Loans in Fairborn, OH, Payday Loans in Fairfield, OH, Payday Loans in Findlay, OH, Payday Loans in Grove City, OH, Payday Loans in Hamilton, OH, Payday Loans in Hilliard, OH and Payday Loan Companies in Lakewood, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Elyria, OH.

Beautiful sights of Elyria, OH

Payday Loans Available in Elyria, OH By The Following ZIP Codes:

44035, 44036

Are Payday Loans Legal In Elyria, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Elyria, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Elyria, Ohio. There's a default limit of $1,000 in Elyria, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Elyria, OH payday loan calculator