Payday Loans in Fulton, Ohio

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No payday loan companies in Fulton, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Old Fort Banking Company 634 W Market St, Tiffin, OH 44883 +1 (419) 447 - 1600
Chase Bank 601 W Plane St, Bethel, OH 45106 +1 (513) 985 - 5300
Eagle Loan 2432 W State St, Alliance, OH 44601 +1 (330) 680 - 6000
Ohio Auto Loan Services, Inc. 1834 Maple Ave, Zanesville, OH 43701 +1 (740) 562 - 4575
Advance America 2224 W State St B, Alliance, OH 44601 +1 (330) 821 - 1229
Walmart Money Center 540 Harry Sauner Rd, Hillsboro, OH 45133
Stifel 156 Sherman Ave, Mansfield, OH 44906 +1 (419) 524 - 4009
Weller Mortgages Inc 1026 Watervliet Ave, Dayton, OH 45420 +1 (937) 258 - 0111
Loanmax Title Loans 3570 Belmont Ave, Youngstown, OH 44505 +1 (330) 423 - 1040
Advance America 451-C Ohio Pike, Cincinnati, OH 45255 +1 (513) 528 - 2100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fulton, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in North Olmsted, OH, Payday Loans in North Ridgeville, OH, Payday Loans in North Royalton, OH, Online Loans in Reynoldsburg, OH, Payday Loan for Springfield, OH, Guaranteed Loans in Stow, OH, Payday Loans in Strongsville, OH and Payday Loans in Toledo, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fulton, OH.

Beautiful sights of Fulton, OH

Payday Loans Available in Fulton, OH By The Following ZIP Codes:

43321

Are Payday Loans Legal In Fulton, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Fulton, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Fulton, Ohio. There's a default limit of $1,000 in Fulton, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Fulton, OH payday loan calculator

When you need cash fast, payday loans can be a helpful financial solution. If you live in Fulton, Ohio, you may be wondering if payday loans are a legal and viable option. The good news is that in Ohio, payday loans are legal as long as they come at a low cost. In this article, we’ll explore everything you need to know about payday loans in Fulton, Ohio.

How Payday Loans Work in Fulton, Ohio

Payday loans are short-term loans designed to provide a quick infusion of cash to help you cover unexpected expenses or bridge the gap between paychecks. In Ohio, the maximum loan amount is $1,000, and the term of the loan cannot exceed 6 months. Lenders cannot charge more than 28% in interest and fees for loans of $400 or less, or more than 22% in interest and fees for loans between $400 and $1,000.

When you apply for a payday loan, you’ll typically need to provide proof of income, a valid ID, and a checking account. If approved, the lender will deposit the loan funds directly into your checking account, and the funds will be available for you to use as soon as the next business day.

The Pros and Cons of Payday Loans

Like any financial product, payday loans come with both advantages and disadvantages. Some of the pros of using a payday loan include:

  • Quick and easy application process
  • No credit check required
  • Can help you cover unexpected expenses

However, there are also several disadvantages to consider:

  • High interest rates and fees
  • May trap you in a cycle of debt
  • Can damage your credit score if not repaid on time

Interesting Facts and Statistics About Payday Loans in Fulton, Ohio

Here are some facts and statistics that you may find interesting:

  • In Ohio, the average payday loan APR is 591%. That’s almost 10 times the average APR of a credit card.
  • According to a Pew survey, 69% of payday loan borrowers use the loans to cover recurring expenses, rather than unexpected emergencies.
  • The average payday loan borrower takes out 8 loans per year, with an average loan amount of $375

Applying for a Payday Loan in Fulton, Ohio

If you decide that a payday loan is the right choice for your financial situation, you can apply online through TheGuaranteedLoans.

As a connector service, TheGuaranteedLoans will match you with potential lenders in Fulton, Ohio who may be able to offer you a loan. It’s important to note that TheGuaranteedLoans is not a direct lender, and we do not guarantee approval for any loan product. However, we do our best to connect borrowers with reputable lenders who can offer competitive rates and fees.

Conclusion

Payday loans can provide a helpful financial solution when you need cash fast. However, it’s important to carefully consider the pros and cons before taking out a loan, and to make sure that you’ll be able to repay the loan on time. If you’re considering a payday loan in Fulton, Ohio, TheGuaranteedLoans can help connect you with potential lenders who may be able to provide you with the financial assistance you need.

Apply today to see if you qualify!

F.A.Q.

Can I get a payday loan in Fulton, Ohio if I am a student?

Yes, students can get a payday loan in Fulton, Ohio as long as they meet the lender's eligibility requirements and can provide proof of income.

Can I get a payday loan in Fulton, Ohio if I do not have a bank account?

Yes, some payday lenders in Fulton, Ohio may offer alternative repayment methods, such as prepaid debit cards or money orders, for borrowers without a bank account. However, these options may come with additional fees. It is important to discuss your options with the lender before taking out a loan.