| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Cashland | 4893 OH-125 | 45121 | +1 (937) 378 - 5626 |
| Fifth Third Bank & ATM | 4899 OH-125 | 45121 | +1 (937) 378 - 6111 |
| First State Bank | 4928 OH-125 | 45121 | +1 (937) 378 - 2595 |
| MERCHANTS NATIONAL BANK | 100 W State St | 45121 | +1 (937) 378 - 2603 |
| Peoples Bank | 885 S Main St | 45121 | +1 (937) 378 - 6186 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Georgetown, OH, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in North Royalton, OH, 24-Hour Loan in Reynoldsburg, OH, Payday Loan for Springfield, OH, Bad Credit Loans in Stow, OH, Payday Loans in Strongsville, OH, Payday Loans in Toledo, OH, Payday Loans in Warren, OH and Payday Loans in West Chester, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Georgetown, OH.
Advise to read before applying
Beautiful sights of Georgetown, OH
Payday Loans Available in Georgetown, OH By The Following ZIP Codes:
45121
Are Payday Loans Legal In Georgetown, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Georgetown, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Georgetown, Ohio. There's a default limit of $1,000 in Georgetown, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Georgetown, OH payday loan calculator
F.A.Q.
Can I be charged late fees if I cannot repay a payday loan in Georgetown, Ohio on time?
No, you cannot be charged late fees if you cannot repay a payday loan in Georgetown, Ohio on time. However, you may be charged a one-time returned check fee if your check bounces or your electronic payment is not processed.
Are there any limits on the amount that can be borrowed with a payday loan in Georgetown, Ohio?
Yes, there are limits on the amount that can be borrowed with a payday loan in Georgetown, Ohio. The maximum loan amount is $1,000, and the maximum loan term is 31 days.
How Many Cash Advance Companies are in Georgetown, OH?
With the help of our service, you will be able to find 5 cash advance companies in Georgetown, OH
What Cash Advance Companies in Georgetown, OH are the most popular?
You should check Cashland, Fifth Third Bank & ATM, and First State Bank. Also, you can start your application online on our website.