Payday Loans in Gettysburg, Ohio

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Gettysburg, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 1312 Mt Vernon Ave Suite 4, Marion, OH 43302 +1 (740) 389 - 2090
KeyBank 960 W State St, Alliance, OH 44601 +1 (330) 823 - 9615
Farmers National Bank 20 S Broad St, Canfield, OH 44406 +1 (888) 988 - 3276
First National Bank Of Blanchester 121 W Main St, Blanchester, OH 45107 +1 (937) 783 - 2451
Andover Bank 1630 W 19th St, Ashtabula, OH 44004 +1 (440) 964 - 8999
Farmers National Bank 340 OH-14, Columbiana, OH 44408 +1 (330) 482 - 1974
Huntington Mortgage Group 114 Chesnut Ln, Cadiz, OH 43907
Comfort Keepers Home Care 1500 County Rd 1 Suite B, Tiffin, OH 44883 +1 (419) 379 - 1095
Eagle Loan 500 W National Rd, Clayton, OH 45315 +1 (937) 836 - 1400
M & M Pawn & Loan LLC 315 North St, Lancaster, OH 43130 +1 (740) 653 - 4800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gettysburg, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cleveland, OH, Payday Loans in Columbus, OH, Payday Loans in Cuyahoga Falls, OH, Emergency Loan in Dayton, OH, Payday Loan for Delaware, OH, Payday Loans in Dublin, OH, Payday Loans in Elyria, OH and Payday Loan Without a Credit Check in Euclid, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gettysburg, OH.

Payday Loans Available in Gettysburg, OH By The Following ZIP Codes:

45328

Are Payday Loans Legal In Gettysburg, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Gettysburg, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Gettysburg, Ohio. There's a default limit of $1,000 in Gettysburg, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Gettysburg, OH payday loan calculator

Payday Loans in Gettysburg, Ohio: What You Need to Know

If you live in Gettysburg, Ohio, and are in need of quick cash to cover unexpected expenses, you may be considering a payday loan. Payday loans, also known as cash advances, are short-term loans designed to help you bridge the gap between paychecks. These loans can be a lifesaver when you’re facing unexpected bills or an emergency expense, but they can also be risky, expensive, and difficult to repay.

How Payday Loans Work in Ohio

Payday lending is legal in Ohio, but with certain restrictions. The Ohio Short-Term Loan Act imposes a 28% annual percentage rate (APR) cap and caps the loan amount at $1,000.

To obtain a payday loan in Ohio, you must:

  • Be at least 18 years old
  • Have proof of income and employment
  • Provide a post-dated check or authorize an electronic debit for the loan amount plus fees

Payday loans cannot exceed 90 days in Ohio, and lenders are prohibited from making more than one loan at a time to a borrower.

The Cost of Payday Loans in Gettysburg, Ohio

While payday loans can be a fast way to get cash, they are also very costly. Ohio law caps the interest rate for payday loans at 28%, but lenders can also charge additional fees, such as:

  • Origination fees
  • Verification fees
  • Non-sufficient funds (NSF) fees

These fees can add up quickly and make payday loans very expensive. For example, a $100 payday loan in Ohio with a 14-day term would carry a maximum finance charge of $20 and an APR of 459%.

Risks and Alternatives to Payday Loans in Gettysburg, Ohio

Payday loans can be very risky, as borrowers who can’t repay the loan on time may be subject to high fees and interest rates. This can lead to a cycle of debt that can be difficult to break free from.

If you need cash in Gettysburg, Ohio, there are alternatives to payday loans, including:

  • Personal loans
  • Credit cards
  • Borrowing from friends or family
  • Selling unused items to generate cash
  • Negotiating payment plans with creditors

Interesting Facts and Statistics about Payday Loans in Gettysburg, Ohio

  • In 2019, Ohio payday lenders charged an average interest rate of 232% on their loans.
  • The Ohio Short-Term Loan Act was passed in 2008 to regulate payday lending in the state.
  • As of 2021, Ohio has more than 600 payday lending locations, most of which are located in low-income neighborhoods.
  • Ohio payday lenders made more than 1 million loans in 2020, with an average loan amount of $365.

Apply Now

If you’re considering a payday loan in Gettysburg, Ohio, TheGuaranteedLoans can help. As a connector service, we work with a network of reputable lenders who can provide you with the funds you need. To apply, simply fill out our online application, and we’ll match you with potential lenders who meet your needs. Remember, payday loans can be risky and expensive, so it’s important to borrow responsibly and only borrow what you can afford to repay.

Disclaimer: TheGuaranteedLoans is not a direct lender. We are a connector service that facilitates the connection between borrowers and lenders. We do not make any lending decisions or control the terms and conditions of any loan agreements.

F.A.Q.

Can I be charged a higher interest rate or fee if I have bad credit or no credit history in Gettysburg, Ohio?

No, you cannot be charged a higher interest rate or fee if you have bad credit or no credit history in Gettysburg, Ohio. The maximum interest rate and fee that can be charged on payday loans in Gettysburg, Ohio are set by state law and are the same for all borrowers, regardless of their credit history.

Are there any alternatives to payday loans in Gettysburg, Ohio?

Yes, there are alternatives to payday loans in Gettysburg, Ohio, such as small dollar loans, credit union loans, and installment loans. These options may have lower interest rates and fees, longer repayment terms, and more flexible eligibility requirements than payday loans.