Payday Loans in Independence, Ohio

Payday Loan Companies in Independence, OH

Company nameAddressZip codePhone number
Ben L Jonozzo Inc 6588 Brecksville Rd 44131 +1 (216) 642 - 1401
Chase Bank 6200 Brecksville Rd 44131 +1 (216) 524 - 8616
Dollar Bank 6563 Brecksville Rd 44131 +1 (216) 447 - 1505
LGM Auto Finance 5755 Granger Rd 777 44131 +1 (440) 290 - 4008
Lincoln Financial Group 2 Summit Park Dr 120 44131 +1 (216) 901 - 1302
Nations Lending Corp. 4 Summit Park Dr 200 44131 +1 (877) 480 - 8050
NLC Loans 4 Summit Park Dr #200 44131 +1 (877) 480 - 8050
Wells Fargo Dealer Services 6000 Freedom Square Dr 580 44131 +1 (800) 289 - 8004

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Independence, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Grove City, OH, Bad Credit Loans in Hamilton, OH, Payday Loans in Hilliard, OH, Payday Loan for Lakewood, OH, Payday Loans in Lancaster, OH, Payday Loan Companies in Lima, OH, Payday Loans in Lorain, OH and Online Loans in Mansfield, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Independence, OH.

Beautiful sights of Independence, OH

Payday Loans Available in Independence, OH By The Following ZIP Codes:

44131

Are Payday Loans Legal In Independence, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Independence, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Independence, Ohio. There's a default limit of $1,000 in Independence, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Independence, OH payday loan calculator

F.A.Q.

Can a payday lender require me to agree to arbitration or waive my legal rights in Independence, Ohio?

No, a payday lender cannot require you to agree to arbitration or waive your legal rights in Independence, Ohio. These types of provisions are prohibited by Ohio law, and if a lender is attempting to enforce them, you can contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.

Can a payday lender access my bank account or debit my account without my permission in Independence, Ohio?

No, a payday lender cannot access your bank account or debit your account without your permission in Independence, Ohio. If a lender is attempting to do so, you can contact your bank and request that they block the lender's access to your account. You can also contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.

How Many Cash Advance Companies are in Independence, OH?

With the help of our service, you will be able to find 8 cash advance companies in Independence, OH

What Cash Advance Companies in Independence, OH are the most popular?

You should check Ben L Jonozzo Inc, Chase Bank, and Dollar Bank. Also, you can start your application online on our website.