Payday Loans in Lansing, Ohio

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No payday loan companies in Lansing, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Cashland 702 Pennsylvania Ave, Wellston, OH 45692 +1 (740) 384 - 1412
CheckSmart 4212 Linden Ave, Dayton, OH 45432 +1 (937) 254 - 7800
Huntington Bank 155 E Main St, Orwell, OH 44076 +1 (440) 437 - 5181
Top Flite Financial, Inc 24 N Front St, Burbank, OH 44214 +1 (800) 347 - 7973
WesBanco Bank 924 Gallia St, Portsmouth, OH 45662 +1 (740) 353 - 2698
National Cash Advance 2265 Cooper Foster Park Rd, Amherst, OH 44001 +1 (440) 282 - 1853
Wright-Patt Credit Union 1868 US-36, Urbana, OH 43078 +1 (937) 912 - 7000
National Cash Advance 21638 Libby Rd #432, Maple Heights, OH 44137 +1 (216) 663 - 0870
Quick Payday Loans 654 3rd St, Cincinnati, OH 45215 +1 (513) 572 - 8852
Western Union 4408 Tuscarawas St W, Canton, OH 44708 +1 (330) 477 - 7867

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lansing, OH, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Springfield, OH, No Credit Check Loans in Stow, OH, Payday Loans in Strongsville, OH, Payday Loan for Toledo, OH, 24-Hour Loan in Warren, OH, Guaranteed Loans in West Chester, OH, Guaranteed Loans in Westerville, OH and Payday Loans in Westlake, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lansing, OH.

Payday Loans Available in Lansing, OH By The Following ZIP Codes:

43934

Are Payday Loans Legal In Lansing, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Lansing, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Lansing, Ohio. There's a default limit of $1,000 in Lansing, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Lansing, OH payday loan calculator

Everything You Need to Know About Payday Loans in Lansing, Ohio

Are you in a tight financial situation and looking for a solution? Payday loans may be a helpful option to consider. While they have a reputation for being expensive, the good news is that payday loans are legal in Ohio and can be taken out at a low cost. In this article, we’ll break down everything you need to know about payday loans in Lansing, Ohio.

What Are Payday Loans?

A payday loan is a short-term loan that is intended to cover a borrower’s expenses until their next paycheck. These loans are typically small, ranging from $100 to $1,000, and are designed to be repaid within two to four weeks.

Payday loans are meant to be a temporary solution for those in need of quick cash. They are often used to cover emergencies such as unexpected car repairs or medical bills.

How Do Payday Loans Work?

When you take out a payday loan, you will need to provide the lender with proof of income and a post-dated check for the loan amount plus fees. The lender will hold onto the check until the borrower’s next payday, at which point they will cash the check.

The fees for payday loans are regulated by the state of Ohio and are capped at 28% of the loan amount, with a maximum fee of $20 per $100 borrowed. This means that if you borrow $100, the maximum fee you will pay is $28.

Is It Safe to Get a Payday Loan?

While payday loans have a reputation for being expensive, they are a safe and legal option in Ohio. The state has implemented regulations to protect borrowers from predatory lenders and to ensure that loans can be taken out at a low cost.

However, it is important to be cautious when taking out a payday loan. Borrowers should only take out loans that they can afford to repay and should carefully review the terms and fees of the loan before signing any agreements.

Interesting Facts and Statistics About Payday Loans in Lansing, Ohio

  • The maximum loan amount for payday loans in Ohio is $1,000
  • The average payday loan amount in Ohio is $318
  • Ohio has more than 650 payday loan storefronts
  • The average annual percentage rate (APR) for payday loans in Ohio is 591%
  • 60% of payday loans in Ohio are taken out by borrowers who take out at least 12 loans per year

Apply Now

If you are considering a payday loan, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service that can facilitate the loan application process and help you find a lender who meets your needs.

To get started, simply fill out our online application form. We’ll ask for some basic information such as your name, address, and income. Once you submit your application, we’ll work to connect you with one of our trusted lenders.

Remember, we are a connector service and not a direct lender. This means that we do not make lending decisions or control the terms and fees of your loan. However, we are committed to helping you find a safe and affordable payday loan option.

The Bottom Line

Payday loans can be a useful option for those in need of quick cash. While they do come with fees and interest, they are a legal and regulated option in Ohio that can be taken out at a low cost. Just be sure to carefully review the terms and fees of any loan you consider and only borrow what you can afford to repay.

If you’re considering a payday loan, the team at TheGuaranteedLoans is here to help. Apply now and we’ll work to connect you with a trusted lender who can meet your needs.

F.A.Q.

Can I get a payday loan in Lansing, Ohio if I am self-employed or receive disability benefits?

Yes, you can still get a payday loan in Lansing, Ohio if you are self-employed or receive disability benefits, as long as you can provide proof of income.

What are the repayment terms for a payday loan in Lansing, Ohio?

The repayment terms for a payday loan in Lansing, Ohio will vary depending on the lender and the loan amount. However, most payday loans in Lansing, Ohio are due on the borrower's next payday.