Payday Loans in Maynard, Ohio

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No payday loan companies in Maynard, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Farmers Bank 42068 OH-7, Reedsville, OH 45772 +1 (740) 667 - 3161
Medina County Federal Credit Union 1136 Pearl Rd, Brunswick, OH 44212 +1 (330) 334 - 1023
State Bank 133 E Morenci St, Lyons, OH 43533 +1 (419) 923 - 3471
Advance America 147 Wooster Road North 125, Barberton, OH 44203 +1 (330) 753 - 3310
PNC Bank 6041 Royalton Rd, North Royalton, OH 44133 +1 (440) 237 - 8880
Stifel 1099 Colony Dr, Zanesville, OH 43701 +1 (740) 588 - 4600
Fairway Independent Mortgage Corporation 4500 Cooper Rd Suite 303, Suite 303, Cincinnati, OH 45242 +1 (513) 448 - 1996
Huntington Bank 36 W Jefferson St, Jefferson, OH 44047 +1 (440) 576 - 2552
Millstream Area Credit Union 1650 Fostoria Ave, Findlay, OH 45840 +1 (419) 422 - 5626
Peoples Bank 300 Main St, Lowell, OH 45744 +1 (740) 896 - 2369

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Maynard, OH, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Akron, OH, Payday Loans in Bowling Green, OH, Payday Loans in Brunswick, OH, No Credit Check Loans in Canton, OH, Guaranteed Loans in Cincinnati, OH, Payday Loans in Cleveland, OH, Emergency Loan in Columbus, OH and Payday Loans in Cuyahoga Falls, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Maynard, OH.

Useful Articles

Are Payday Loans Legal In Maynard, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Maynard, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Maynard, Ohio. There's a default limit of $1,000 in Maynard, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Maynard, OH payday loan calculator

Advise to read before applying

Payday Loans in Maynard, Ohio – Everything You Need to Know

Unexpected expenses, bills, and emergencies can happen when we least expect them. If you’re struggling to make ends meet, or have unexpected expenses pop up, a payday loan may be able to help you get the cash you need to cover your expenses. In Maynard, Ohio, payday loans are legal, and at a low-cost, making them a reliable option for those in need of extra funds.

What Are Payday Loans?

Payday loans are short-term loans that are designed to help people with immediate financial needs. They are typically repaid on or around the borrower’s next payday, hence the name ‘payday loan.’ Typically, payday loans are smaller, usually less than $1000, and have a short repayment period, often between one and four weeks. These loans are meant to be a temporary fix to an urgent financial problem, making them a popular choice for those with an unexpected expense or emergency.

How Do Payday Loans Work in Maynard, Ohio?

In Ohio, payday loans are legal and regulated by state law. The Ohio Short-Term Loan Act of 2019 (OSLA) outlines the rules and regulations governing payday loans in the state, including loan amounts, repayment periods, and interest rates.

Payday lenders typically require borrowers to show proof of income and residency, have a checking account and a government-issued ID. Once approved, the borrower writes a post-dated check for the loan amount plus fees and interest. On the loan due date, the lender deposits the check to recoup their funds. If the borrower doesn’t have enough funds to cover the check, they may be charged additional fees and interest, and their credit score could be negatively impacted.

What Are the Fees and Interest Rates for Payday Loans in Maynard, Ohio?

Ohio law caps the interest rates for payday loans at 28% APR, making payday loans in Maynard, Ohio among the lowest in the country. Loan fees may also apply, with the maximum fee being $20 per $100 borrowed, up to a maximum loan amount of $500.

The Benefits and Risks of Payday Loans

  • Fast approval – Payday lenders can often approve loans in as little as one day, allowing you to get the funds you need quickly.
  • No credit check required – Payday lenders typically don’t require a credit check, so even those with bad credit may be able to qualify for a loan.
  • Easy to obtain – With minimal requirements and an online application process, payday loans are easy to obtain for most people.
  • High-interest rates and fees – Payday loans have high interest rates and fees when compared to other types of loans.
  • Short repayment periods – Payday loans typically have very short repayment periods, which can lead to additional fees or renewed loans if not repaid on time.
  • Risk of entering a debt cycle – If not used responsibly, payday loans can lead to a debt cycle where the borrower repeatedly takes out new loans to cover old ones.

Interesting Facts and Statistics about Payday Loans in Maynard, Ohio

  • In 2019, Ohio payday loan borrowers had an average income of $32,000 per year.
  • In the same year, nearly 1 in 10 Ohioans had taken out a payday loan, with an average loan amount of $388.
  • Around 70% of borrowers used payday loans to cover basic expenses, such as rent, utilities, and groceries.

Apply Now for a Payday Loan in Maynard, Ohio

If you’re in need of a payday loan in Maynard, Ohio, apply now on our website. At TheGuaranteedLoans, we are a connector service, not a direct lender. We will connect you with potential lenders who may be able to help, getting you the cash you need when you need it.

Remember, payday loans can be a helpful financial tool if used responsibly. Be sure to borrow only what you need, fully understand the terms and conditions of the loan, and have a plan to repay it on time. With these tips in mind, you can use a payday loan to help you get through a tough financial situation.

F.A.Q.

How do I apply for a payday loan in Maynard, Ohio?

To apply for a payday loan in Maynard, Ohio, you will need to provide the lender with proof of income, a valid ID, and a checking account. The lender will then review your information and determine if you are eligible for a loan.

What are the fees and interest rates associated with payday loans in Maynard, Ohio?

in Maynard, Ohio, payday lenders are allowed to charge a finance charge of up to 28% of the loan amount, plus a $20 verification fee. This means that a $100 loan can have fees of up to $48, resulting in a total repayment amount of $148.

Look for Short-Term Loans in Other Cities:

Akron Bowling Green Brunswick Canton Chillicothe Cincinnati Cleveland Columbus Cuyahoga Falls Dayton Delaware Dublin Elyria Euclid Fairborn Fairfield Findlay Grove City Hamilton Hilliard Lakewood Lancaster Lima Lorain Mansfield Marion Mason Massillon Mentor Middletown Newark North Olmsted North Ridgeville North Royalton Reynoldsburg Springfield Stow Strongsville Toledo Warren West Chester Westerville Westlake Youngstown
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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