Payday Loans in Mineral City, Ohio

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No payday loan companies in Mineral City, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Browns Money Mart 5802 Storer Ave, Cleveland, OH 44102 +1 (216) 631 - 4923
Credit One 23821 Lorain Rd, North Olmsted, OH 44070 +1 (440) 455 - 1177
MB Financial Bank, Mortgage Division 2251 Rombach Ave, Wilmington, OH 45177 +1 (855) 306 - 7510
Superior Credit Union 6321 Glenway Ave, Cincinnati, OH 45211 +1 (513) 281 - 9988
Huntington Bank 3504 W Siebenthaler Ave RD, Dayton, OH 45406 +1 (937) 356 - 6280
Huntington Bank 2607 London Groveport Rd, Grove City, OH 43123 +1 (614) 480 - 0056
Webb Wrecking 4791 W Sandusky St, West Millgrove, OH 43467 +1 (419) 957 - 2596
WesBanco Bank 500 3rd Ave, Gallipolis, OH 45631 +1 (740) 446 - 0315
SSB Community Bank 152 N Wooster Ave, Strasburg, OH 44680 +1 (330) 878 - 5555
Minster Bank - New Bremen Office 443 S Washington St, New Bremen, OH 45869 +1 (419) 629 - 2611

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mineral City, OH, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Canton, OH, Payday Loans in Cincinnati, OH, Bad Credit Loans in Cleveland, OH, Payday Loan for Columbus, OH, Emergency Loan in Cuyahoga Falls, OH, Payday Loans in Dayton, OH, Payday Loans in Delaware, OH and Payday Loans in Dublin, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mineral City, OH.

Beautiful sights of Mineral City, OH

Payday Loans Available in Mineral City, OH By The Following ZIP Codes:

44656

Are Payday Loans Legal In Mineral City, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Mineral City, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Mineral City, Ohio. There's a default limit of $1,000 in Mineral City, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Mineral City, OH payday loan calculator

Payday Loans in Mineral City, Ohio: Everything You Need to Know

If you live in Mineral City, Ohio, you may have come across Payday loans and considered using them to help with financial expenses. Many people in Ohio utilize Payday loans every year, and they can be a helpful resource in times of need.

However, before you jump headfirst into applying for a Payday loan, it’s important to understand exactly what they are and how they work.

What is a Payday Loan?

A Payday loan is a type of short-term loan that is meant to be paid back on your next payday, typically within two to four weeks. These loans are usually smaller amounts, ranging from $100 to $1,500, and they can be used for a variety of different expenses, such as unexpected bills or car repairs.

In Mineral City, Ohio, Payday loans are legal and regulated by state law. Ohio has set strict guidelines on Payday loans to protect consumers from predatory lending practices while still allowing access to short-term loans in times of need.

How Do Payday Loans in Mineral City, Ohio Work?

To apply for a Payday loan in Mineral City, Ohio, you typically need to provide proof of income, a government-issued ID, and a checking account. The lender will then assess your information and determine if you are eligible for a loan.

If approved, you will receive the funds directly into your checking account. The loan amount plus any fees will be due on your next payday.

What Are the Pros and Cons of Payday Loans in Mineral City, Ohio?

As with any financial product, there are both pros and cons to using Payday loans in Mineral City, Ohio.

Pros:

  • Quick access to funds in times of need
  • No credit check required
  • Easy application process

Cons:

  • High fees and interest rates
  • Short repayment terms can lead to rollovers and additional fees
  • Can lead to a cycle of debt if not used responsibly

Interesting Facts and Statistics About Payday Loans in Mineral City, Ohio

  • The average interest rate for Payday loans in Ohio is 600%
  • Ohio is one of 32 states that allow Payday lending
  • In 2019, Ohio Payday loan borrowers paid over $185 million in fees and interest
  • Ohio has restrictions on the amount of Payday loans borrowers can take out in a year

Apply Now for a Payday Loan in Mineral City, Ohio

At TheGuaranteedLoans, we understand that sometimes you may need access to quick cash in a financial emergency. That’s why we offer a simple and easy online application process for individuals looking for Payday loans in Mineral City and throughout Ohio.

As a connector service, we partner with a wide range of lenders to help match you with the right one for your unique financial situation. Our application process is streamlined and fast, and you will receive a decision in minutes.

To get started, simply fill out the application on our website. One of our representatives will get in touch with you shortly to discuss your options and help you find the right lender for your needs.

Remember, a Payday loan can be a helpful resource when used responsibly. Be sure to understand the terms and fees associated with your loan before accepting any offers, and always borrow only what you can afford to repay.

F.A.Q.

Can I get a payday loan in Mineral City, Ohio if I have bad credit?

Yes, payday loans in Mineral City, Ohio are typically available to borrowers with bad credit, as they do not require a credit check.

What fees are associated with a payday loan in Mineral City, Ohio?

In addition to the interest, payday loans in Mineral City, Ohio may also include fees for processing, origination, and late payments.