Payday Loans in Mount Pleasant, Ohio

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No payday loan companies in Mount Pleasant, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Huntington Bank 5881 Smith Rd, Brook Park, OH 44142 +1 (216) 515 - 0013
Loanmax Title Loans 2465 Elida Rd, Lima, OH 45805 +1 (419) 549 - 8549
American Loan Mortgage Corporation 600 Tiffin Ave, Findlay, OH 45840 +1 (419) 427 - 5626
ATM Farmers National Bank Of Canfield 5845 Youngstown Warren Rd, Niles, OH 44446 +1 (800) 627 - 3999
Cashland 34071 Vine St, Eastlake, OH 44095 +1 (440) 942 - 6258
Advance America 2230 S Main St, Bellefontaine, OH 43311 +1 (937) 592 - 9068
Bryan East High Street F & M ATM 929 E High St, Bryan, OH 43506 +1 (800) 451 - 7843
First National Bank 6515 Tippecanoe Rd, Canfield, OH 44406 +1 (330) 286 - 1680
Ohio Auto Loan Services, Inc. 1554 S Hawkins Ave, Akron, OH 44320 +1 (234) 231 - 7090
Cashland 2933 Linden Ave, Dayton, OH 45410 +1 (937) 252 - 0434

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mount Pleasant, OH, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in North Ridgeville, OH, Payday Loans in North Royalton, OH, Quick Loan in Reynoldsburg, OH, Payday Loan for Springfield, OH, Bad Credit Loans in Stow, OH, Payday Loans in Strongsville, OH, Bad Credit Loans in Toledo, OH and Payday Loan Companies in Warren, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mount Pleasant, OH.

Beautiful sights of Mount Pleasant, OH

Payday Loans Available in Mount Pleasant, OH By The Following ZIP Codes:

43939

Are Payday Loans Legal In Mount Pleasant, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Mount Pleasant, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Mount Pleasant, Ohio. There's a default limit of $1,000 in Mount Pleasant, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Mount Pleasant, OH payday loan calculator

In Mount Pleasant, Ohio, payday loans are legal and available at a low cost to those in need of fast cash. If you are struggling to make ends meet and need a short-term loan to help make it through until your next paycheck, a payday loan may be a good option for you.

What is a payday loan?

A payday loan is a small, short-term loan that is designed to help you cover unexpected expenses or bills that may arise between paychecks. These loans are typically offered by lenders who specialize in providing quick access to cash without requiring extensive credit checks or collateral. Payday loans are usually due on your next payday, or within a few weeks.

How do payday loans work in Mount Pleasant, Ohio?

In Ohio, the maximum amount you can borrow through a payday loan is $500. The interest rate for these loans is capped at 28% APR, and lenders are not allowed to charge additional fees or interest. Additionally, Ohio law requires lenders to offer payment plans to borrowers who are struggling to repay their loans on time.

To qualify for a payday loan in Mount Pleasant, you must be at least 18 years old, have a valid ID, proof of income, and an active checking account. Lenders will also check your credit score to determine your eligibility for a loan. If you meet these requirements, you can apply for a loan online or in person at a local lender.

Advantages of payday loans

  • Quick access to cash
  • No collateral required
  • Less strict credit checks than traditional loans

Disadvantages of payday loans

  • High interest rates
  • Short repayment periods
  • Potential for debt cycle

How to Apply for a Payday Loan on TheGuaranteedLoans

TheGuaranteedLoans is a lender matching service that connects borrowers with potential lenders who can provide payday loans. To apply for a payday loan through TheGuaranteedLoans, visit our website and fill out our online application. We will ask you for some basic information about yourself, your income, and your banking information. Once you submit your application, we will match you with potential lenders who may be able to provide you with a loan. If you are matched with a lender and approved for a loan, you will be redirected to their website to complete the loan application process.

It’s important to note that TheGuaranteedLoans is not a direct lender. We are a connector service that connects borrowers with potential lenders. As such, we do not make any lending decisions or determine the terms of your loan. These decisions are made by the lenders themselves.

Facts and Statistics About Payday Loans in Mount Pleasant, Ohio

  • Ohio has the lowest payday loan prices in the nation, with an average annual percentage rate of 27.39%.
  • In Ohio, the average payday loan borrower takes out eight loans per year.
  • The majority of payday loan borrowers in Ohio have a high school education or less, and an annual income of less than $50,000.

Conclusion

If you need quick access to cash and are considering a payday loan in Mount Pleasant, Ohio, it’s important to understand the advantages and disadvantages of these loans. While payday loans can provide short-term relief for financial emergencies, they can also carry high interest rates and short repayment periods. Before taking out a payday loan, make sure you understand the terms of the loan and your ability to repay it on time.

When you are ready to apply for a payday loan, consider using TheGuaranteedLoans to connect with potential lenders. Our online application process is fast and easy, and we can help you find a lender that meets your needs. Remember, we are a connector service, not a direct lender, so we do not make any lending decisions or determine the terms of your loan.

Apply Now

To apply for a payday loan through TheGuaranteedLoans, visit our website and fill out our online application. It’s fast and easy, and we can help connect you with potential lenders who may be able to provide you with a loan.

F.A.Q.

Are payday loans in Mount Pleasant, Ohio regulated by the state?

Yes, payday loans in Mount Pleasant, Ohio are regulated by the Ohio Department of Commerce, which sets the maximum interest rate and fees and ensures that lenders comply with state laws.

Can I get a payday loan in Mount Pleasant, Ohio if I am a military service member?

Yes, military service members are eligible for payday loans in Mount Pleasant, Ohio, but they are protected by the Military Lending Act, which limits the interest rate to 36% APR.