Payday Loans in Newark, Ohio

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Payday Loan Companies in Newark, OH

Company nameAddressZip codePhone number
Advance America 1259 Log Pond Dr 43055 +1 (740) 364 - 2083
Cashland 1154 N 21st St 43055 +1 (740) 364 - 0478
CheckSmart 1075 N 21st St 43055 +1 (740) 364 - 1522
Fifth Third Bank & ATM 1235 N 21st St 43055 +1 (740) 366 - 3330
First Federal Savings & Loan 2 N 2nd St 43055 +1 (740) 345 - 3494
Heartland Bank 44 W Locust St 43055 +1 (740) 349 - 7888
Hopewell Federal Credit Union NEWARK 1690 N 21st St 43055 +1 (740) 522 - 8311
Huntington Bank 1040 N 21st St 43055 +1 (740) 366 - 3700
MoneyGram 1259 Log Pond Dr 43055 +1 (740) 364 - 2083
Ohio Title Loans 11 N 22nd St 43055 +1 (740) 214 - 0870
Park National Bank 22 S 1st St 43055
Park National Bank: Newark North Office 990 N 21st St 43055 +1 (740) 349 - 3943
Park National Bank: Newark Southwest Office 1633 W Main St 43055 +1 (740) 349 - 3944
The Community Bank 835 N 21st St 43055 +1 (740) 915 - 6820
Walmart Money Center 283 Goose Pond Rd 43055
Woodforest National Bank 1315 N 21st St 43055 +1 (740) 364 - 0795

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Newark, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in North Olmsted, OH, Payday Loan for North Ridgeville, OH, Payday Loan for North Royalton, OH, Payday Loan Companies in Reynoldsburg, OH, Payday Loan for Springfield, OH, Payday Loan Without a Credit Check in Stow, OH, 24-Hour Loan in Strongsville, OH and Payday Loans in Toledo, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Newark, OH.

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Payday Loans Available in Newark, OH By The Following ZIP Codes:

43055, 43093, 43058

Are Payday Loans Legal In Newark, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Newark, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Newark, Ohio. There's a default limit of $1,000 in Newark, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Newark, OH payday loan calculator

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Akron Bowling Green Brunswick Canton Chillicothe Cincinnati Cleveland Columbus Cuyahoga Falls Dayton Delaware Dublin Elyria Euclid Fairborn Fairfield Findlay Grove City Hamilton Hilliard Lakewood Lancaster Lima Lorain Mansfield Marion Mason Massillon Mentor Middletown North Olmsted North Ridgeville North Royalton Reynoldsburg Springfield Stow Strongsville Toledo Warren West Chester Westerville Westlake Youngstown
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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