Payday Loans in North Star, Ohio

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No payday loan companies in North Star, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Fifth Third Bank & ATM 1604 N Barron St, Eaton, OH 45320 +1 (937) 456 - 4196
CheckSmart 2576 Brice Rd, Reynoldsburg, OH 43068 +1 (614) 577 - 1145
check n go, Check n Go Store Directory 3104 Milan Rd, Sandusky, OH 44870 +1 (419) 627 - 1610
GenFed Financial Credit Union 121 S Union St, Bryan, OH 43506 +1 (419) 636 - 1053
RiverHills Bank 1719 E Ohio Pike, Amelia, OH 45102 +1 (513) 797 - 4600
Fremont Federal Credit Union 1027 E McPherson Hwy, Clyde, OH 43410 +1 (419) 547 - 2348
Advance America 9315 OH-14 Unit C, Streetsboro, OH 44241 +1 (330) 626 - 2901
Cashland 11602 State Rte 41, West Union, OH 45693 +1 (937) 544 - 7701
The Ottoville Bank Company 161 3rd St, Ottoville, OH 45876 +1 (419) 453 - 3313
First American Loans 922 N Main St, Celina, OH 45822 +1 (419) 586 - 3452

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in North Star, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Marion, OH, Payday Loans in Mason, OH, Emergency Loan in Massillon, OH, Payday Loan Without a Credit Check in Mentor, OH, Quick Loan in Middletown, OH, Payday Loans in Newark, OH, Guaranteed Loans in North Olmsted, OH and Same Day Loans in North Ridgeville, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in North Star, OH.

Beautiful sights of North Star, OH

Payday Loans Available in North Star, OH By The Following ZIP Codes:

45350

Are Payday Loans Legal In North Star, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in North Star, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in North Star, Ohio. There's a default limit of $1,000 in North Star, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

North Star, OH payday loan calculator

Payday Loans in North Star: Everything You Need to Know

Payday loans can be a saving grace for those who need quick cash to cover unexpected expenses. North Star, Ohio, in particular, has made them a legal option for residents in need. In this article, we’ll explain what payday loans are, how they work, and everything else you need to know about getting a payday loan in North Star.

What are payday loans?

Payday loans are small, short-term loans that are designed to cover emergency expenses until your next paycheck. They are typically for amounts ranging from $100 to $1,000, and are usually due back within 14-30 days.

One of the chief benefits of payday loans is that they are relatively easy to obtain, even if you have poor credit. This is because they’re typically based on your income and ability to repay the loan, rather than your credit score.

How do payday loans work in North Star?

In North Star, Ohio, payday loans are legal at a low cost to borrowers. Lenders are allowed to charge a maximum interest rate of 28% per annum, and a maximum loan origination fee of 2.75% of the loan amount or $30, whichever is less.

To get a payday loan in North Star, you’ll need to provide proof of income and a valid checking account. You’ll also need to be at least 18 years old and a U.S. citizen. Once you apply and are approved, you can usually receive your funds either by direct deposit or in cash at a physical location.

The pros and cons of payday loans

Like any financial product, payday loans come with both benefits and drawbacks. Here are a few things to consider:

Pros:

  • Quick access to cash
  • Relatively easy to obtain
  • No collateral required

Cons:

  • High interest rates
  • Short repayment term
  • Potential for cycle of debt

It’s important to fully understand the terms of any payday loan before you take one out. Make sure you have a plan for repayment, and only borrow what you can afford to pay back.

Interesting Facts and Statistics About Payday Loans in North Star, Ohio

  • As of 2019, there were around 1,200 payday lending locations across Ohio.
  • The average payday loan in Ohio is for $318, and borrowers typically pay back $430.
  • Payday lending generates around $420 million in fees for Ohio lenders each year.
  • North Star residents have reported largely positive experiences with payday loans, citing their convenience and accessibility in times of need.

Apply Now for a Payday Loan in North Star

Are you in need of quick cash to cover unexpected expenses? Consider applying for a payday loan through TheGuaranteedLoans website. We specialize in connecting borrowers with potential lenders, and our process is fast, secure, and transparent. Remember, payday loans are legal in North Star, Ohio, and can be a valuable financial tool when used responsibly.

Click on the “Apply Now” button to get started!

F.A.Q.

How do I apply for a payday loan in North Star, Ohio?

To apply for a payday loan in North Star, Ohio, you will need to provide the lender with proof of income, a valid ID, and a checking account. The lender will then review your information and determine if you are eligible for a loan.

What are the fees and interest rates associated with payday loans in North Star, Ohio?

in North Star, Ohio, payday lenders are allowed to charge a finance charge of up to 28% of the loan amount, plus a $20 verification fee. This means that a $100 loan can have fees of up to $48, resulting in a total repayment amount of $148.