| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Johnson Brothers' Jewelry & Loan | 32 S Park St, Mansfield, OH | 44902 | +1 (419) 522 - 7296 |
| First American Loans | 5146 College Corner Pike b, Oxford, OH | 45056 | +1 (513) 523 - 5102 |
| Faith Investment Services | 19 Locust St, Gallipolis, OH | 45631 | +1 (740) 441 - 9941 |
| Eagle Loan | 3rd Ave US Rt 52, Chesapeake, OH | 45619 | +1 (740) 867 - 0136 |
| Wright-Patt Credit Union | Member Center, 2501 W Main St, Troy, OH | 45373 | +1 (800) 762 - 0047 |
| Clearview Federal Credit Union | 127 W 6th St, East Liverpool, OH | 43920 | +1 (330) 385 - 1921 |
| ACE Cash Express | 21177 Euclid Ave, Cleveland, OH | 44117 | +1 (216) 481 - 0458 |
| Eagle Loan | 1940 Baltimore-Reynoldsburg Rd, Reynoldsburg, OH | 43068 | +1 (614) 759 - 9008 |
| Fifth Third Bank & ATM | 983 N Cable Rd, Lima, OH | 45805 | +1 (419) 225 - 6400 |
| Huntington Bank | 825 Ambassador Dr, Wadsworth, OH | 44281 | +1 (330) 334 - 5651 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Novelty, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Newark, OH, 24-Hour Loan in North Olmsted, OH, Bad Credit Loans in North Ridgeville, OH, Payday Loans in North Royalton, OH, Payday Loans in Reynoldsburg, OH, Bad Credit Loans in Springfield, OH, Guaranteed Loans in Stow, OH and Payday Loans in Strongsville, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Novelty, OH.
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Beautiful sights of Novelty, OH
Payday Loans Available in Novelty, OH By The Following ZIP Codes:
44022, 44072, 44073
Are Payday Loans Legal In Novelty, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Novelty, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Novelty, Ohio. There's a default limit of $1,000 in Novelty, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Novelty, OH payday loan calculator
F.A.Q.
What are the maximum interest rates and fees that can be charged on payday loans in Novelty, Ohio?
The maximum interest rate that can be charged on payday loans in Novelty, Ohio is 28% per year, which is equivalent to a maximum APR of 791% for a 14-day loan. The maximum fee that can be charged for a payday loan in Novelty, Ohio is $15 per $100 borrowed, or $30 for loans of $500 or more.
Can I have more than one payday loan at a time in Novelty, Ohio?
Yes, you can have multiple payday loans in Novelty, Ohio at the same time, but the total amount of outstanding payday loans cannot exceed 25% of your gross monthly income.