| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| AgCredit | 315 Williamstown Rd | 45875 | +1 (419) 523 - 6677 |
| Fort Jennings State Bank | 1300 N Locust St | 45875 | +1 (419) 523 - 3013 |
| Homier Ted C Investment Management | 136 S Main St | 45875 | +1 (419) 538 - 6565 |
| Huntington Bank | 332 E Main St | 45875 | +1 (419) 523 - 6880 |
| Huntington Mortgage Group | 336 E Main St | 45875 | |
| Partners 1st Federal Credit Union | 909 N Perry St | 45875 | +1 (419) 523 - 3370 |
| Putnam County Job & Family Services | 575 Ottawa-Glandorf Rd 1 | 45875 | +1 (800) 523 - 5799 |
| Raymond James Financial Services | 123 S Walnut St | 45875 | +1 (419) 523 - 3399 |
| Superior Credit Union | 1381 N Perry St | 45875 | +1 (419) 523 - 3116 |
| The First National Bank | 855 N Locust St | 45875 | +1 (419) 523 - 5500 |
| The Union Bank Co. | 245 W Main St | 45875 | +1 (800) 837 - 8111 |
| Walmart Money Center | 1720 N Perry St | 45875 | +1 (419) 523 - 6995 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Ottawa, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hamilton, OH, Payday Loans in Hilliard, OH, Payday Loans in Lakewood, OH, No Credit Check Loans in Lancaster, OH, Payday Loans in Lima, OH, Quick Loan in Lorain, OH, No Credit Check Loans in Mansfield, OH and Payday Loans in Marion, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ottawa, OH.
Advise to read before applying
Beautiful sights of Ottawa, OH
Payday Loans Available in Ottawa, OH By The Following ZIP Codes:
45875
Are Payday Loans Legal In Ottawa, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Ottawa, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Ottawa, Ohio. There's a default limit of $1,000 in Ottawa, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Ottawa, OH payday loan calculator
F.A.Q.
What can I do if a payday lender is harassing me in Ottawa, Ohio?
If a payday lender is harassing you in Ottawa, Ohio, you can contact the Ohio Attorney General's Consumer Protection Section to report the harassment and request assistance. The Attorney General's office will investigate your complaint and, if necessary, take action to stop the harassment and protect your rights as a consumer.
Can a payday lender charge me a higher interest rate or fees than the legal limits in Ottawa, Ohio?
No, a payday lender cannot charge you a higher interest rate or fees than the legal limits in Ottawa, Ohio. If a lender is charging you more than the maximum allowed by law, you can contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.
How Many Cash Advance Companies are in Ottawa, OH?
With the help of our service, you will be able to find 12 cash advance companies in Ottawa, OH
What Cash Advance Companies in Ottawa, OH are the most popular?
You should check AgCredit, Fort Jennings State Bank, and Homier Ted C Investment Management. Also, you can start your application online on our website.