Payday Loans in Pierpont, Ohio

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No payday loan companies in Pierpont, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Huntington Mortgage Group 128 N Michigan Ave, Edgerton, OH 43517
CSB Bancorp Inc 91 N Clay St, Millersburg, OH 44654 +1 (330) 674 - 9015
Peoples Bank 556 Wheeling Ave, Cambridge, OH 43725 +1 (740) 439 - 0831
U.S. Bank ATM - Lucas 8 E Main St, Lucas, OH 44843 +1 (800) 872 - 2657
OVB Loan Office C,, 2097 E State St, Athens, OH 45701 +1 (740) 331 - 4190
Check `n Go 2023 Tiffin Ave Suite 5, Findlay, OH 45840 +1 (419) 423 - 0000
Liberty Bank 314 Park Ave, Ironton, OH 45638 +1 (740) 532 - 2856
Cash Ahead 5660 Kathy Run Ln, Columbus, OH 43229 +1 (844) 335 - 5099
Ohio Credit Express 2626 Cleveland Rd, Wooster, OH 44691 +1 (330) 603 - 0774
Ohio Cash Advance 61 E Broad St, Pataskala, OH 43062 +1 (740) 964 - 3530

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pierpont, OH, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Massillon, OH, Payday Loans in Mentor, OH, Payday Loans in Middletown, OH, Guaranteed Loans in Newark, OH, Payday Loan Without a Credit Check in North Olmsted, OH, Quick Loan in North Ridgeville, OH, 24-Hour Loan in North Royalton, OH and Payday Loans in Reynoldsburg, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pierpont, OH.

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Payday Loans Available in Pierpont, OH By The Following ZIP Codes:

44082

Are Payday Loans Legal In Pierpont, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Pierpont, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Pierpont, Ohio. There's a default limit of $1,000 in Pierpont, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Pierpont, OH payday loan calculator

Advise to read before applying

Understanding Payday Loans in Pierpont, Ohio

Payday loans are short-term loans that individuals with bad credit or limited financial resources can consider. These loans are available to people who need money to address unexpected expenses, such as a medical emergency or car repair. With payday loans, you can borrow a certain amount of money and the loan amount is typically due on your next payday. Some payday loans have a high-interest rate. However, in Pierpont, Ohio, payday loans are legal and come at a low cost. Here is what you need to know to get started with payday loans in Pierpont, Ohio.

What is the Process of Applying for a Payday Loan in Pierpont, Ohio?

The process of applying for a payday loan in Pierpont, Ohio is straightforward. Here are the steps involved:

  • First, you need to identify a lender that provides payday loans in Pierpont, Ohio. You can research online or visit their office to get more information about the loan terms, interest rates, and repayment schedules.
  • Once you have found a lender that suits your needs, you need to fill out the loan application form. The application will require personal details such as your name, address, income, and employment history. You will also be required to provide a government-issued ID.
  • The lender will evaluate your application and decide whether to approve or deny the loan. The evaluation process usually takes a few minutes to a few hours.
  • If your application is approved, the lender will provide you with the loan amount. They may give you cash, write a check, or deposit the loan amount into your bank account. Some lenders may also provide a prepaid debit card.
  • On your next payday, the loan amount plus interest and fees will be deducted from your bank account. If you have borrowed a small amount, the lender may require you to pay off the loan in full. If you have borrowed a larger amount, you may be required to make multiple payments over a specified period.

Benefits and Risks Associated with Payday Loans in Pierpont, Ohio

Like any other financial product, payday loans in Pierpont, Ohio have benefits and risks. Here are some of them:

Benefits of Payday Loans:

  • They are accessible to people with bad credit.
  • The loan processing time is short.
  • You can use the loan amount for any purpose.
  • They can be an alternative to high-interest credit card debt.

Risks of Payday Loans:

  • The interest rates are usually high, and may lead to a debt cycle.
  • Some lenders may impose hidden fees.
  • They may not help improve your credit score.
  • If you default on the loan, the lender may sell your debt to a collection agency, which can damage your credit score or lead to legal action.

Interesting Facts and Statistics about Payday Loans in Pierpont, Ohio

As of 2019, the average payday loan amount in Ohio was $337, and the average annual percentage rate (APR) was 591%. The payday lending industry in Ohio employs about 10,000 people and generates an estimated $475 million in economic activity. As of April 2019, there were 602 payday lenders operating in Ohio, compared to 1,562 ten years earlier.

Apply Now

Are you looking for a payday loan in Pierpont, Ohio? Apply now on TheGuaranteedLoans website. We are a trusted connector service that can help you connect with potential lenders that suit your needs and preferences. Our online application process is easy, fast, and secure. Remember, we are not a direct lender and do not make any credit decisions. Our goal is to facilitate your connection with a suitable lender and help you get the funds you need in a timely and hassle-free fashion.

Don’t wait any longer, apply now and get access to payday loans in Pierpont, Ohio.

F.A.Q.

Can I rollover or renew a payday loan in Pierpont, Ohio if I cannot repay it on time?

No, you cannot rollover or renew a payday loan in Pierpont, Ohio if you cannot repay it on time. However, you can request an extended payment plan from the lender, as long as you have not already used this option in the past 60 days.

Are there any restrictions on where payday loans can be taken out in Pierpont, Ohio?

Yes, there are restrictions on where payday loans can be taken out in Pierpont, Ohio. Payday lenders must be licensed by the Ohio Department of Commerce, and they must follow all state and federal laws, including the Truth in Lending Act and the Military Lending Act. Payday loans are not allowed to be taken out on military bases or on any property owned by the federal government.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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