| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| State Bank | 119 S State St | 43554 | +1 (877) 867 - 4218 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Pioneer, OH, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Cuyahoga Falls, OH, Payday Loans in Dayton, OH, No Credit Check Loans in Delaware, OH, Online Loans in Dublin, OH, Payday Loans in Elyria, OH, 24-Hour Loan in Euclid, OH, Online Loans in Fairborn, OH and Payday Loan for Fairfield, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pioneer, OH.
Advise to read before applying
Beautiful sights of Pioneer, OH
Payday Loans Available in Pioneer, OH By The Following ZIP Codes:
43554
Are Payday Loans Legal In Pioneer, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Pioneer, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Pioneer, Ohio. There's a default limit of $1,000 in Pioneer, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Pioneer, OH payday loan calculator
F.A.Q.
Can a payday lender garnish my wages if I default on a payday loan in Pioneer, Ohio?
Yes, a payday lender can garnish your wages if you default on a payday loan in Pioneer, Ohio. However, the lender must first obtain a court order, and they can only garnish up to 25% of your disposable earnings per week. You have the right to request a hearing to challenge the garnishment, and you cannot be fired from your job for having your wages garnished.
What is a payday loan in Pioneer, Ohio?
A payday loan is a short-term, high-interest loan that is typically used to cover unexpected expenses or to bridge a financial gap until the borrower's next payday.
How Many Cash Advance Companies are in Pioneer, OH?
With the help of our service, you will be able to find 1 cash advance companies in Pioneer, OH
What Cash Advance Companies in Pioneer, OH are the most popular?
You should check State Bank. Also, you can start your application online on our website.